5520 Forrest Dr, Orange Park, FL 32073 Property Records

Clay County property record for 5520 Forrest Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1974
Lot Size	0.236 acres (10,323 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Apr 2018)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-04-25-013787-335-00`

Property Details

APN / Parcel Number

Primary APN	`38-04-25-013787-335-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Heated Area
Gross Area	2,370 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,323 sqft (0.236 acres)
Lot Dimensions	115 ft deep x 90 ft wide
Garage Area	504 sqft

Exterior Amenities

Pool Area	578 sqft
Porch	Porch
Porch Area	68 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5520 FORREST DR
City	ORANGE PARK
State	FL
Zip	32073-7259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 49 BLK I LAKESIDE ESTATESUNIT 9 AS REC O R 4070 PG 429
Legal Range	25
Legal Township	04
Legal Section	38
Legal Subdivision	LAKESIDE ESTATES
Legal Block	I
Legal Lot Number	49
Legal Unit	9
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1016
Census Tract	30802

Owner

5520 Forrest Dr is owned and occupied by an individual who bought it in April 2018.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5520 FORREST DR, ORANGE PARK, FL 32073-7259
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018 · Amount on File
Deed Sale	Apr 4, 2018 · Amount on File
Deed Document Number	2018016640
Deed Book / Page	4070 / 0429
Record Updated	Jun 8, 2026

April 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CLAY FL
Recording Date	Apr 4, 2018
Property Address	5520 FORREST DR, ORANGE PARK, FL 32073-7259
Document Number	0040700429
Book / Page	4070 / 0429
Map Reference	MB10 PG57-60
Instrument Date	Mar 30, 2018
Instrument	2018016640
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15700 NE 17TH AVE, 15700, STARKE, FL 32091-6544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 FORREST DR, ORANGE PARK, FL 32073-7259

Mortgage

Document Number	2018016641
Date	Apr 4, 2018
Instrument	2018016641

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5520 Forrest Dr was $3,041 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,041.00 Homeowner's exemption	$239,569	$273,433 Land $45,000 Building $228,433
2023	$3,157.00 (+7.05%) Homeowner's exemption	$226,037 (+3%)	$260,289 (+18.61%) Land $45,000 Building $215,289
2022	$2,949.00 Homeowner's exemption	$219,454 Land $25,000 Building $194,454	$219,454 Land $25,000 Building $194,454

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5520 Forrest Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (2009–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5520 Forrest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30