5520 E Gill Rd, Carp Lake, MI 49718 Property Records

Emmet County property record for 5520 E Gill Rd, Carp Lake, MI 49718

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,398 sqft · built 1958
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Mar 2022)
Tax Bill	$1,963 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jun 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`03-06-16-200-001`

Property Details

APN / Parcel Number

Primary APN	`03-06-16-200-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	504 sqft
Unfinished Basement	1,398 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Fire Resistance	Fireproof Steel Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	3,520 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5520 E GILL RD
City	CARP LAKE
State	MI
Zip	49718-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-2
Legal Description	COM AT N 1/4 COR OF SEC, TH E 620.36 FT, S 660 FT, W 660 FT, N 660 FT, TH E ALG N SEC LN & C/L OF GILL RD 39.64 FT TO POB. 10 AC SECTION 16, T38N, R4W.
Legal Range	04W
Legal Township	38N
Legal Section	16
Legal Subdivision	S16 T38N R4W
Jurisdiction	EMMET MI
Township / Civil Division	CARP LAKE
Census Block Group	1
Census Block	1019
Census Tract	970100

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5520 E GILL RD, CARP LAKE, MI 49718-9718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Jun 17, 2021	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Jun 17, 2021
Deed Document Number	20225195419
Deed Book / Page	1242 / 446
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	1234/264
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 22, 2022
Property Address	5520 E GILL RD, CARP LAKE, MI 49718-9718
Document Number	001242/446
Book / Page	1242 / 446
Instrument Date	Mar 18, 2022
Instrument	5195419
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 E GILL RD, CARP LAKE, MI 49718-9718

Mortgage

Document Number	0000001242/0000000447
Date	Mar 22, 2022
Book Page	0000001242/0000000447
Instrument	5195420

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

June 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	EMMET MI
Recording Date	Jun 17, 2021
Property Address	5520 E GILL RD, CARP LAKE, MI 49718-9718
Document Number	1234/264
Book / Page	1234 / 264
Instrument Date	Jun 4, 2021
Instrument	5187228
Transaction Type	Foreclosure
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1890 CASSIDY RD, LEVERING, MI 49755-9306

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Carp Lake Township
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,700 (+23.48%) Land $26,000 Building $69,700	$191,400 (+23.48%) Land $52,000 Building $139,400
2024	$1,963.00
2023		$77,500 Land $14,000 Building $63,500	$155,000 Land $28,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Gill Rd

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