Caroline County property record for 5520 Drummer Dr, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,800 sqft · built 1994 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Nov 2024) |
| Tax Bill | $2,997 (2026) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-022858 |
| Primary APN | 04-022858 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 47,045 sqft (1.08 acres) |
| Porch | Slab |
| Porch Area | 544 sqft |
| Deck Area | 306 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 022858 |
|---|---|
| Street Address | 5520 DRUMMER DR |
| City | PRESTON |
| State | MD |
| Zip | 21655-1761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.08 AC LOT 23 W/S DRUMMER DRIVE HOPELAND ACRES & STORMWA |
| Legal Subdivision | HOPELAND ACRES |
| Legal Lot Number | 23 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 955500 |
5520 Drummer Dr is owned and occupied by an individual who bought it in November 2024.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5520 DRUMMER DR, PRESTON, MD 21655-1761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2024 · Amount on File |
| Deed Sale | Nov 13, 2024 · Amount on File |
| Prior Sale | Mar 11, 2015 · Amount on File |
| Deed Book / Page | 1701 / 423 |
| Prior Transfer Date | Feb 11, 2014 |
| Prior Transfer Doc | 0010970470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 5520 DRUMMER DR, PRESTON, MD 21655-1761 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0012390351 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 1239/351 |
| Instrument | 1239-351 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Lending Institution |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 5520 Drummer Dr was $2,997, up 2.2% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,997.00 (+2.22%) | $274,000 (+4.17%) Land $60,300 Building $213,700 | $274,000 (-) Land $60,300 Building $213,700 |
| 2025 | $2,932.00 | $263,033 | $274,000 Land $60,300 Building $213,700 |
| 2023 | $2,449.00 Homeowner's exemption | $241,100 Land $60,300 Building $180,800 | $241,100 Land $60,300 Building $180,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5520 Drummer Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5520 Drummer Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choptank Fiber Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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