5520 Co Rd 570, Gardner, CO 81040 Property Records

Huerfano County property record for 5520 Co Rd 570, Gardner, CO 81040

Property Summary

Property Type	Rural Home
Details	2 bd · 1,200 sqft · built 2016
Lot Size	46.8 acres (2,042,093 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Aug 2022)
Tax Bill	$892 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2020 Sale
APN	`21911`

Property Details

APN / Parcel Number

Primary APN	`21911`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Lot Area	2,042,093 sqft (46.8 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	5520 COUNTY ROAD 570
City	GARDNER
State	CO
Zip	81040-9799
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TWP 27 RNG 70: A PARCEL OF LAND LOCATED IN SEC 18 DESC AS FOLLS: BEG AT A PT FR WHTHE NE CORN OF SAID SEC 18 BEARS S86DG34'06"E 676.50' TH N86DG34'06"W 598.70' TH S01DG07'19"E 1384.18' TO INTERSECT WITH THE CENTERLN OF PASS CREEK RD THE FOLL 7COURSES
Legal Range	70
Legal Township	27
Legal Section	18
Legal Subdivision	RURAL AG PROPERTIES
Jurisdiction	HUERFANO CO
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2160
Census Tract	960901

Owner

Source: Huerfano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 64082, COLORADO SPRINGS, CO 80962-4082
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 30, 2020	Warranty Deed, Transfer CSTONE TITLE, CAPSTONE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	2022427532
Prior Transfer Date	Sep 3, 2015
Prior Transfer Doc	0000408336
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUERFANO CO
Recording Date	Aug 1, 2022
Property Address	5520 COUNTY ROAD 570, GARDNER, CO 81040-9799
Document Number	0000427532
Instrument Date	Jul 22, 2022
Instrument	427532
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 64082, COLORADO SPRINGS, CO 80962-4082

Mortgage

Document Number	0000427533
Date	Aug 1, 2022
Instrument	427533

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUERFANO CO
Recording Date	Dec 30, 2020
Property Address	5520 COUNTY ROAD 570, GARDNER, CO 81040-9799
Document Number	0000420996
Instrument Date	Dec 23, 2020
Instrument	420996
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	CSTONE TITLE, CAPSTONE TITLE

Transaction

Amount	Amount Recorded
Tax	$16.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 SPCONBILI, ARANSAS PASS, TX 78336
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Huerfano County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Huerfano County
Unified School District	Huerfano School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00 (+102.27%)	$11,460 (+98.58%) Land $178 Building $11,282	$165,012 (+139.08%) Land $660 Building $164,352
2023	$441.00 (-11.98%)	$5,771 (-10.87%) Land $193 Building $5,578	$69,021 (-13.49%) Land $732 Building $68,289
2022	$501.00	$6,475 Land $190 Building $6,285	$79,782 Land $721 Building $79,061

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 52% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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