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5520 1st St, Lubbock, TX 79416 Property Records

Lubbock County property record for 5520 1st St, Lubbock, TX 79416

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,631 sqft · built 1958
Lot Size0.192 acres (8,400 sqft)
OwnerIndividual Name on File
Tax Bill$1,904 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNR85620

Property Details

APN / Parcel Number

Primary APNR85620

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,631 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions112 ft deep x 75 ft wide
Garage Area483 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5520 1ST ST
CityLUBBOCK
StateTX
Zip79416-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionWEST WIND L 173
Legal SubdivisionWEST WIND
Legal Lot Number1730
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2002
Census Tract411

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5520 1ST ST, LUBBOCK, TX 79416-1416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK & TRUST
Nov 28, 2017Vendor's Lien, Transfer · FHA Mortgage
PRIMEWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2017
Deed SaleNov 28, 2017
Deed Document Number2017-42374
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address5520 1ST ST, LUBBOCK, TX 79416-1416
Transaction TypeMortgage
Record UpdatedAug 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043396
DateAug 24, 2021
Instrument2021043396
Lender
NameFIRST BANK & TRUST
TypeBank
AddressLUBBOCK, TX 79423
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2036

November 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateNov 28, 2017
Property Address5520 1ST ST, LUBBOCK, TX 79416-1416
Document Number0000042374
Map ReferenceVOL1290 PG899
Instrument DateNov 28, 2017
Instrument2017042374
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyTRUE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5520 1ST ST, LUBBOCK, TX 79416-1416

Mortgage

Document Number0000042375
DateNov 28, 2017
Instrument2017042375
Lender
NamePRIMEWEST MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,904.00 (-4.85%) Homeowner's exemption$176,246 (+9.32%) Land $6,375 Building $178,999$185,374 (+14.99%) Land $6,375 Building $178,999
2024$2,001.00 (-3.43%)
2023$2,072.00 (-21.1%) Homeowner's exemption$161,215 Land $6,375 Building $154,840$161,215 Land $6,375 Building $154,840
2022$2,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		1,000 / 1,000
Optimum
Cable · Fiber in parts of the area		940 / 35
Verizon
Fixed Wireless		300 / 20
Rise Broadband
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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