552 Sumner Ct, Oxford, MS 38655 Property Records

Lafayette County property record for 552 Sumner Ct, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,980 sqft · built 2023
Lot Size	0.14 acres (6,137 sqft)
Owner	Individual Name on Record
Tax Bill	$11,122 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135F-16-081.00`

Property Details

APN / Parcel Number

Primary APN	`135F-16-081.00`
Alternative APN	`42139`

Interior

Full Baths	2 Baths
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	6,137 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50.1 ft wide

Location & Zoning

Account Number	42139
Street Address	552 SUMNER CT
City	OXFORD
State	MS
Zip	38655-1972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 THE LAMAR PHASE 4B
Legal Range	03W
Legal Township	08S
Legal Section	16
Legal Subdivision	LAMAR PHASE 4B
Legal Phase	4B
Legal Lot Number	39
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	950201

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	552 SUMNER CT, OXFORD, MS 38655-1972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMERCIAL BANK
Jul 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMERCIAL BANK
May 17, 2023	Warranty Deed, Subdivision Related Transfer · Commercial Mortgage FIRST COMMERCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	552 SUMNER CT, OXFORD, MS 38655-1972
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 SUMNER CT, OXFORD, MS 38655-1972

Mortgage

Document Number	0202500726
Date	Jan 29, 2025
Instrument	2025-00726

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank
Address	OXFORD, MS 38655

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	552 SUMNER CT, OXFORD, MS 38655-1972
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 SOUTHCREST RD, DALLAS, TX 75229-6361

Mortgage

Document Number	0202305235
Date	Jul 13, 2023
Instrument	2023-05235

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	17 Months
Due	Dec 28, 2024

Interest

Rate Type	Adjustable Rate

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	May 17, 2023
Property Address	552 SUMNER CT, OXFORD, MS 38655-1972
Document Number	0020233596
Map Reference	CAB C SL 90
Instrument Date	May 12, 2023
Instrument	2023-3596
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 HIGHWAY 328, OXFORD, MS 38655-9612

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4423 SOUTHCREST RD, DALLAS, TX 75229-6361

Mortgage

Document Number	0020233597
Date	May 17, 2023
Instrument	2023-3597

Lender

Name	FIRST COMMERCIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 13, 2024

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Municipality	Oxford City
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,122.00	$85,488	$569,920 Land $120,000 Building $449,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OXFORD serves 28,500 people · EPA ID MS0360011
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000

May also be available: T-Mobile.

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