Shelby County property record for 552 Summitt St, Memphis, TN 38104
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,544 sqft · built 1985 |
| Lot Size | 0.167 acres (7,268 sqft) |
| Owner | Company Name on File |
| Last Sale | $320,750 (Jan 2026) |
| Tax Bill | $3,293 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-8010-0-0019 |
| Primary APN | 02-8010-0-0019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,268 sqft (0.167 acres) |
| Lot Dimensions | 158 ft deep x 46 ft wide |
| Porch | Open Porch |
| Porch Area | 164 sqft |
| Deck Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 552 SUMMITT ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38104-5320 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RU-1 |
| Legal Description | ES SUMMIT |
| Legal Subdivision | LENOX |
| Legal Lot Number | PT41 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 3100 |
552 Summitt St, a duplex, is owned by a company that bought it in January 2026.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 552 SUMMITT ST, MEMPHIS, TN 38104-5320 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on File |
| Deed Sale | Jan 12, 2026 · Amount on File |
| Prior Sale | Nov 4, 2015 · Amount on File |
| Deed Document Number | 20262905 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 552 SUMMITT ST, MEMPHIS, TN 38104-5320 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0021131391 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 21131391 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 12, 2026 |
| Property Address | 552 SUMMITT ST, MEMPHIS, TN 38104-5320 |
| Document Number | 0026002905 |
| Map Reference | MB 3 PG 50 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 26002905 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | REALITY TITLE, REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 552 SUMMITT ST, MEMPHIS, TN 38104-5320 |
| Document Number | 0026002906 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 26002906 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Prepayment Penalty | 12 Months |
The 2025 property tax bill for 552 Summitt St was $3,293, down 59.2% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,293.00 (-59.16%) | $122,440 Land $21,480 Building $100,960 | $306,100 Land $53,700 Building $252,400 |
| 2024 | $8,063.00 | ||
| 2023 | $74,720 Land $14,240 Building $60,480 | ||
| 2022 | $4,551.00 | ||
| 2021 | $186,800 Land $35,600 Building $151,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 552 Summitt St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1989–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 552 Summitt St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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