552 S Washington St, Naperville, IL 60540 Property Records

DuPage County property record for 552 S Washington St, Naperville, IL 60540

Property Summary

Property TypeCommercial
Details29,920 sqft · built 1979
Lot Size2.08 acres (91,040 sqft)
OwnerCompany Name on Record
Last Sale$5,866,500 (Oct 2020)
Tax Bill$72,387 (2025)
Deeds & MortgagesJun 2026 Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN07-24-206-026

Property Details

APN / Parcel Number

Primary APN07-24-206-026

Interior

Units43 Units
Building Area29,920 sqft Gross Area
1st Floor Area14,960 sqft
2nd Floor Area14,960 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeFrame
Lot Area91,040 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address552 S WASHINGTON ST
CityNAPERVILLE
StateIL
Zip60540-6658
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeO
Legal DescriptionS 215.82 FT N 349.5 FT LYG S OF ELLSWORTH ADD & LYG E OF WASHINGTON ST & W OF WEST BRANCH OF DU PAGE RIVER /EX S 60.72 FT W 263.34 FT/ OF E 1/2 NE 1/4 SEC 24 & OF W 1/2 NW 1/4 SEC 19-38-10
Legal Range9E
Legal Township38N
Legal Section24
Legal SubdivisionELLSWORTH ADD
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group2
Census Block2031
Census Tract846504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1700 PARK ST, 211, NAPERVILLE, IL 60563-2370
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK
Mar 31, 2023Deed of Trust, Mortgage · Commercial Mortgage
NATIONAL BANK OF ST ANNE
Oct 22, 2021Deed of Trust, Mortgage · Line of Credit
NATIONAL BANK OF ST ANNE
Oct 27, 2020Special Warranty Deed, Transfer · Commercial Mortgage
NATIONAL BANK OF MANTENO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2020 · Amount on Record
Deed SaleOct 27, 2020 · Amount on Record
Prior SaleOct 21, 2004 · Amount on Record
Deed Document Number2020126201
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Recording DateJun 30, 2026
Property Address552 S WASHINGTON ST, NAPERVILLE, IL 60540-6658
Document Number0000044264
Instrument DateMar 16, 2026
Instrument202644264
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266

Mortgage

Document Number0000044264,
DateJun 30, 2026
Instrument202644264
Lender
NameNATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2046
Interest
Rate TypeFixed Rate
Rate6.09%
Initial TypeFixed Rate
Max Rate-1%

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address552 S WASHINGTON ST, NAPERVILLE, IL 60540-6658
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address552 S WASHINGTON ST 201, 201, NAPERVILLE, IL 60540-6670

Mortgage

Document Number0000019276
DateMar 31, 2023
InstrumentR2023-019276
Lender
NameNATIONAL BANK OF ST ANNE
TypeBank
AddressMANTENO, IL 60950
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2043

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address552 S WASHINGTON ST, NAPERVILLE, IL 60540-6658
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address552 S WASHINGTON ST 201, 201, NAPERVILLE, IL 60540-6670

Mortgage

Document Number0000156197
DateOct 22, 2021
InstrumentR2021-156197
Lender
NameNATIONAL BANK OF ST ANNE
TypeBank
AddressMANTENO, IL 60950
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 1, 2046

October 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDU PAGE IL
Recording DateOct 27, 2020
Property Address552 S WASHINGTON ST, NAPERVILLE, IL 60540-6658
Document Number0000126201
Instrument DateOct 19, 2020
InstrumentR2020-126201
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,866.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 PARK ST STE 211, 211, NAPERVILLE, IL 60563-2370

Mortgage

Document Number0000126202
DateOct 27, 2020
InstrumentR2020-126202
Lender
NameNATIONAL BANK OF MANTENO
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term301 Months
DueNov 1, 2045

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$72,387.00 (+4.27%)$1,241,487 (+9.67%) Land $1,179,521 Building $61,966$3,724,461 (+9.67%) Land $3,538,563 Building $185,898
2024$69,424.00 (-15.98%)$1,132,020 (-11.48%) Land $1,075,518 Building $56,502$3,396,060 (-11.48%) Land $3,226,554 Building $169,506
2022$82,629.00$1,278,840 Land $1,073,350 Building $205,490$3,836,520 Land $3,220,050 Building $616,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims22 (1996–2025)
Claims Outside the SFHA6 of 22
Most Recent ClaimApr 2025 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms And Flooding, Sep 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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