552 Ratcliff Pl, Natchez, MS 39120 Property Records

Adams County property record for 552 Ratcliff Pl, Natchez, MS 39120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft · built 1952
Lot Size	0.191 acres (8,337 sqft)
Owner	2 Individual Names on File
Last Sale	$101,400 (Mar 2008)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0048 0003 0004C`

Property Details

APN / Parcel Number

Primary APN	`0048 0003 0004C`
Alternative APNs	`012365` `12365`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,337 sqft (0.191 acres)
Lot Dimensions	125 ft deep x 66.7 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	12365
Street Address	552 RATCLIFF PL
City	NATCHEZ
State	MS
Zip	39120-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	H&L#46&PT #45 WOODLAND PK ADDN 45-102A-104
Legal Range	03W
Legal Township	07N
Legal Section	38
Legal Subdivision	WOODLAND PK ADDN
Jurisdiction	ADAMS MS
Township / Civil Division	2
Census Block Group	2
Census Block	2013
Census Tract	600

Owner

552 Ratcliff Pl is owned by two individuals who bought it in March 2008.

Source: Adams County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8631 RICHARDSON BRANCH TRL, DALLAS, TX 75243-7439
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2008 · Amount on File
Deed Sale	Mar 25, 2008 · Amount on File
Deed Book / Page	24-G / 693
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS MS
Property Address	552 RATCLIFF PL, NATCHEZ, MS 39120-4039
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000904/90
Date	Feb 27, 2017
Book Page	904/90

Lender

Name	UNITED MISSISSIPPI BANK

Agreement

Amount	Amount on Record
Term	241 Months
Due	Mar 5, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 552 Ratcliff Pl was $2,158, up 23.9% from the year before.

Source: Adams County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Adams County
Municipality	Natchez City
Unified School District	Natchez-Adams School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 (+23.88%)	$13,213 (+26.59%)	$88,080 (+26.59%) Land $5,610 Building $82,470
2024	$1,742.00	$10,438 (+50.01%)	$69,580 (-) Land $5,610 Building $63,970
2023	$1,742.00 (+5.83%) Homeowner's exemption	$6,958 (-33.34%) Land $561 Building $6,397	$69,580 Land $5,610 Building $63,970
2022	$1,646.00	$10,438
2021			$69,580 Land $5,610 Building $63,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 552 Ratcliff Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 552 Ratcliff Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMS CO W/A #2-SOUTH public/private · serves 8,097 people · EPA ID MS0010009
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20