Essex County and Maplewood Township property record for 552 Prospect St, Maplewood, NJ 07040
| Property Type | Single Family Home |
|---|---|
| Details | 2,335 sqft · built 1936 |
| Lot Size | 0.256 acres (11,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $890,000 (Nov 2020) |
| Tax Bill | $25,861 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00026-05-00099 |
| Primary APN | 11-00026-05-00099 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,335 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Construction Type | Frame |
| Lot Area | 11,160 sqft (0.256 acres) |
| Lot Dimensions | 180 ft deep x 62 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 05178 |
|---|---|
| Street Address | 552 PROSPECT ST |
| City | MAPLEWOOD |
| State | NJ |
| Zip | 07040-1372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-5 |
| Legal Description | 62X180 |
| Legal Block | 26.5 |
| Legal Lot Number | 99 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 19500 |
Source: Essex County and Maplewood Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 552 PROSPECT ST, MAPLEWOOD, NJ 07040-1372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2020 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 28, 2017 | Grant Deed, Transfer · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on Record |
| Deed Sale | Nov 2, 2020 · Amount on Record |
| Prior Sale | Jul 28, 2017 · Amount on Record |
| Deed Document Number | 2020108665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Nov 2, 2020 |
| Property Address | 552 PROSPECT ST, MAPLEWOOD, NJ 07040-1372 |
| Document Number | 0000108665 |
| Instrument Date | Sep 26, 2020 |
| Instrument | 108665 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $890.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 552 PROSPECT ST MAPLEWOOD NJ 070401372, MAPLEWOOD, NJ 07040-1372 |
| Document Number | 108666 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 108666 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jul 28, 2017 |
| Property Address | 552 PROSPECT ST, MAPLEWOOD, NJ 07040-1372 |
| Document Number | 0000065788 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 65788 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $764.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 552 PROSPECT ST MAPLEWOOD NJ 070401372, MAPLEWOOD, NJ 07040-1372 |
| Document Number | 65789 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 65789 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Maplewood Township |
| Unified School District | South Orange-Maplewood School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,077,100 (-) Land $436,500 Building $640,600 | $1,077,100 (-) Land $436,500 Building $640,600 | |
| 2025 | $25,861.00 (+3.81%) | $1,077,100 (+7%) Land $436,500 Building $640,600 | $1,077,100 (+7%) Land $436,500 Building $640,600 |
| 2024 | $24,913.00 (+11.52%) | ||
| 2023 | $633,600 Land $268,900 Building $364,700 | $633,600 Land $268,900 Building $364,700 | |
| 2022 | $22,340.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1979–2023) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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