Montgomery County property record for 552 Pandora Dr, Dayton, OH 45431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,173 sqft · built 1955 |
| Lot Size | 0.186 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450 (Jun 2023) |
| Tax Bill | $1,736 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | I39-01104-0045 |
| Primary APN | I39-01104-0045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,173 sqft Living Area |
| 1st Floor Area | 1,173 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.186 acres) |
| View / Lot | Neighborhood / Spot |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 552 PANDORA DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45431-2061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 453 EASTVIEW DEV 9 |
| Legal Subdivision | EASTVIEW DEV 9 |
| Legal Lot Number | 45 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | RIVERSIDE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 90700 |
552 Pandora Dr is owned and occupied by an individual who bought it in June 2023.
Source: Montgomery County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 552 PANDORA DR, DAYTON, OH 45431-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 13, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on File |
| Deed Sale | Jun 13, 2023 · Amount on File |
| Prior Sale | Jun 3, 2005 · Amount on File |
| Deed Document Number | 202330054 |
| Prior Transfer Date | Jan 15, 2008 |
| Prior Transfer Doc | 0000003794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 552 PANDORA DR, DAYTON, OH 45431-2061 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 552 PANDORA DR, DAYTON, OH 45431-2061 |
| Document Number | 0000060021 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025-00060021 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 13, 2023 |
| Property Address | 552 PANDORA DR, DAYTON, OH 45431-2061 |
| Document Number | 0000030054 |
| Map Reference | MB GG PG 69 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 202300030054 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 552 PANDORA DR, DAYTON, OH 45431-2061 |
| Document Number | 0000030055 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 202300030055 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Riverside City |
| Unified School District | Mad River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,200 Land $8,030 Building $27,170 | $100,570 Land $22,950 Building $77,620 | |
| 2024 | $1,736.00 (-0.86%) | ||
| 2023 | $1,751.00 (+13.92%) | $35,200 (+52.98%) Land $8,030 Building $27,170 | $100,570 Land $22,950 Building $77,620 |
| 2022 | $1,537.00 | $23,010 Land $5,250 Building $17,760 | |
| 2020 | $65,730 Land $15,000 Building $50,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 552 Pandora Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 552 Pandora Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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