552 Main St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 552 Main St, Oneonta, NY 13820

Property Summary

Property TypeMixed Use Store/Office
Details2,872 sqft · built 1985
Lot Size0.26 acres (11,326 sqft)
OwnerCompany Name on Record
Last Sale$55,200 (Feb 2020)
Tax Bill$7,434 (2026)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN361200 300.8-1-75

Property Details

APN / Parcel Number

Primary APN361200 300.8-1-75
Alternative APNs
  • 120030000800010750000000
  • 3911 2187

Interior

Stories1 Story
Building Area2,872 sqft Gross Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions73 ft deep x 142 ft wide
PorchSlab
Porch Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 2187
Street Address552 MAIN ST
CityONEONTA
StateNY
Zip13820
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning Code420
Legal Block1
Legal Lot Number75.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2003
Census Tract590900

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address408 EMMONS HILL RD, ONEONTA, NY 13820-3615
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2020 · Amount on Record
Deed SaleFeb 5, 2020 · Amount on Record
Deed Document Number2020599
Record UpdatedOct 29, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateFeb 5, 2020
Property Address552 MAIN ST, ONEONTA, NY 13820
Document Number0000000599
Instrument DateDec 30, 2019
Instrument599
Transaction TypeTransfer
Record UpdatedApr 8, 2020
Title CompanyADVANTAGE ABSTRACT INC

Transaction

AmountAmount Recorded
Tax$221.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address408 EMMONS HILL RD ONEONTA NY 138203615, ONEONTA, NY 13820-3615
InvestorPossibly a Property Investor

Mortgage

Document Number1197
DateFeb 5, 2020
Instrument1197
Lender
NameBETTIOL ENTS LTD INC
Address4966 STATE HIGHWAY 23 # 1, ONEONTA, NY 13820-4506
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,434.00 (+2.54%)
2025$7,250.00$190,000 (-) Land $28,500 Building $161,500$267,606 (+14.08%) Land $40,141 Building $227,465
2023$190,000 Land $28,500 Building $161,500$234,568 Land $35,185 Building $199,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1986–2011)
Claims Outside the SFHA4 of 5
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

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