552 Lake Rd, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 552 Lake Rd, Stuarts Draft, VA 24477

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,285 sqft · built 1989
Lot Size	3.78 acres (164,962 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Apr 2017)
Tax Bill	$2,834 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`091 11`

Property Details

APN / Parcel Number

Primary APN	`091 11`
Alternative APN	`36640`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,285 sqft Living Area
Gross Area	4,865 sqft
1st Floor Area	1,605 sqft
Basement Area	972 sqft
Finished Basement	571 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	164,962 sqft (3.78 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	620 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	552 LAKE RD
City	STUARTS DRAFT
State	VA
Zip	24477-9455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GENERAL AG
Legal Description	91-11 ON E SIDE RT 660 ADJ GOV 3.787 ACRES
Legal Subdivision	STUARTS DRAFT
Jurisdiction	AUGUSTA VA
Township / Civil Division	SOUTH RIVER
Census Block Group	1
Census Block	1010
Census Tract	71102

Owner

Source: Augusta County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	552 LAKE RD, STUARTS DRAFT, VA 24477-9455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit DUPONTY COMMUNITY CREDIT UNION
Apr 24, 2017	Warranty Deed, Transfer · Conventional Mortgage DUPONT COMMUNITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on Record
Deed Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	20173159
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	552 LAKE RD, STUARTS DRAFT, VA 24477-9455
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220006730
Date	Jul 27, 2022
Instrument	220006730

Lender

Name	DUPONTY COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	421 Months
Due	Aug 1, 2057

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUGUSTA VA
Recording Date	Apr 24, 2017
Property Address	552 LAKE RD, STUARTS DRAFT, VA 24477-9455
Document Number	170003159
Instrument Date	Apr 13, 2017
Instrument	170003159
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 LAKE RD, STUARTS DRAFT, VA 24477-9455

Mortgage

Document Number	170003161
Date	Apr 24, 2017
Instrument	170003161

Lender

Name	DUPONT COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	170003161
Date	Apr 24, 2017
Instrument	170003161

Lender

Name	DUPONT COMMUNITY CU
Type	Credit Union
Address	WAYNESBORO, VA 22980

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,834.00	$545,100 (-) Land $79,000 Building $466,100
2025	$2,834.00 (+23.65%)	$545,100 (+49.79%) Land $79,000 Building $466,100
2024			$545,100 (+49.79%) Land $79,000 Building $466,100
2023	$2,292.00	$363,900 Land $74,500 Building $289,400	$363,900 Land $74,500 Building $289,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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