552 Highfield Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 552 Highfield Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,418 sqft · built 1984
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$159,500 (Jun 1999)
Tax Bill$4,277 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN545940A104

Property Details

APN / Parcel Number

Primary APN545940A104
Alternative APN
  • 3-0114-5651-00-0130.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,418 sqft Living Area
Gross Area3,998 sqft
1st Floor Area1,278 sqft
Basement Area1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number545940A104
Street Address552 HIGHFIELD DR
CitySAINT CHARLES
StateMO
Zip63304-7141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionHUNTERS POINTE #3 LOT 130
Legal SubdivisionHUNTERS POINTE #3
Legal Lot Number130
JurisdictionST CHARLES MO
Township / Civil DivisionCOTTLEVILLE
Census Block Group2
Census Block2021
Census Tract311322

Owner

552 Highfield Dr is owned and occupied by two individuals who bought it in June 1999.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address552 HIGHFIELD DR, SAINT CHARLES, MO 63304-7141
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 1999 · Amount on File
Deed SaleJun 29, 1999 · Amount on File
Deed Document Number199955420
Deed Book / Page2272 / 397
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address552 HIGHFIELD DR, SAINT CHARLES, MO 63304-7141
Document Number0067180994
Instrument DateMar 17, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address552 HIGHFIELD DR ST CHARLES MO 633047141, ST CHARLES, MO 63304-7141

Mortgage

Document Number0067180994
DateMar 28, 2017
Book Page006718/000994
Instrument183300
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 27, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 552 Highfield Dr was $4,277.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$72,133 (-)$379,647 (-) Land $70,000 Building $309,647
2025$4,277.00$72,133$379,647 Land $70,000 Building $309,647
2023$66,574
2022$350,392 Land $70,000 Building $280,392

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 552 Highfield Dr in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims24 (1982–2022)
Claims Outside the SFHA1 of 24
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 5 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 552 Highfield Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on Highfield Dr

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