552 Elm St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 552 Elm St, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	3,215 sqft · built 2005
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Jun 2017)
Tax Bill	$31,091 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-01102-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`20-01102-0000-00008`
Alternative APNs	`2000213000000022` `200110200008`

Interior

Stories	2 Stories
Building Area	3,215 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Construction Type	Frame
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	2000213000000022
Street Address	552 ELM ST
City	WESTFIELD
State	NJ
Zip	07090-3108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1102
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2014
Census Tract	36500

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	552 ELM ST, WESTFIELD, NJ 07090-3108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 30, 2017	Grant Deed, Transfer POLIFLY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Dec 2, 2009 · Amount on File
Deed Document Number	2017288195
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	552 ELM ST, WESTFIELD, NJ 07090-3108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144340473
Date	Apr 30, 2018
Book Page	14434/0473
Instrument	656630

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jun 30, 2017
Property Address	552 ELM ST, WESTFIELD, NJ 07090-3108
Document Number	0061980160
Book / Page	006198 / 000160
Instrument Date	Jun 21, 2017
Instrument	288195
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	ACRES LAND TITLE AGENCY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	552 ELM ST WESTFIELD NJ 070903108, WESTFIELD, NJ 07090-3108

Mortgage

Document Number	42940535
Date	Jun 30, 2017
Book Page	004294/000535
Instrument	642562

Lender

Name	POLIFLY SVGS BK
Type	Federal Savings Bank
Address	211 NORTH AVE E, WESTFIELD, NJ 07090-1444

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,356,500 (-) Land $703,400 Building $653,100	$1,356,500 (-) Land $703,400 Building $653,100
2025	$31,091.00 (+1.78%)	$1,356,500 (-) Land $703,400 Building $653,100	$1,356,500 (-) Land $703,400 Building $653,100
2024	$30,548.00 (+4.26%)
2023		$1,356,500 Land $703,400 Building $653,100	$1,356,500 Land $703,400 Building $653,100
2022	$29,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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