552 E Porter Ave, Watseka, IL 60970 Property Records

Iroquois County property record for 552 E Porter Ave, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.252 acres (11,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Jul 2016)
Tax Bill	$3,052 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`26 04 128 014`

Property Details

APN / Parcel Number

Primary APN	`26 04 128 014`

Exterior

Lot Area	11,005 sqft (0.252 acres)

Location & Zoning

Street Address	552 E PORTER AVE
City	WATSEKA
State	IL
Zip	60970-1764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTER MARTINS 7TH ADD LT 3 BLK 1
Legal Subdivision	PORTER MARTINS 7TH ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1012
Census Tract	950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	552 E PORTER AVE, WATSEKA, IL 60970-1764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit FEDERATED BANK
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit FEDERATED BANK
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit FEDERATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2016 · Amount on Record
Deed Sale	Jul 5, 2016 · Amount on Record
Prior Sale	Jan 7, 2009
Deed Document Number	20161857
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	552 E PORTER AVE, WATSEKA, IL 60970-1764
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00025R3257
Date	Sep 26, 2025
Instrument	25R3257

Lender

Name	FEDERATED BANK
Type	Bank
Address	ONARGA, IL 60955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 5, 2030

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	552 E PORTER AVE, WATSEKA, IL 60970-1764
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 E PORTER AVE, WATSEKA, IL 60970-1764

Mortgage

Document Number	21R3094
Date	Aug 9, 2021
Instrument	21R3094

Lender

Name	FEDERATED BANK
Type	Bank
Address	ONARGA, IL 60955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	58 Months
Due	Jun 21, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	552 E PORTER AVE, WATSEKA, IL 60970-1764
Transaction Type	Mortgage
Record Updated	Jan 14, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19R3064
Date	Oct 21, 2019
Instrument	19R3064

Lender

Name	FEDERATED BANK
Type	Bank
Address	ONARGA, IL 60955

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 11, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,052.00 (+28.51%)	$36,070 (+24.59%) Land $8,720 Building $27,350	$108,210 (+24.59%) Land $26,160 Building $82,050
2022	$2,375.00 Homeowner's exemption	$28,950 Land $7,000 Building $21,950	$86,850 Land $21,000 Building $65,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1981–2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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