552 Cuesta Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 552 Cuesta Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,109 sqft · built 1967
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on Record
Tax Bill$10,841 (2025)
Deeds & MortgagesOct 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN044-261-17

Property Details

APN / Parcel Number

Primary APN044-261-17
Alternative APN
  • 044-261-17-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,109 sqft Living Area
Gross Area3,731 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Construction TypeWood
Roof MaterialOther
Lot Area13,939 sqft (0.32 acres)
TerrainSteep
View / LotOcean
Garage TypeAttached
Garage Area622 sqft
Parking Spaces2 Parking Spaces
Deck Area609 sqft
Patio Area609 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address552 CUESTA DR
CityAPTOS
StateCA
Zip95003-5504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal DescriptionTR 11
Legal SubdivisionRIO DEL MAR CC PROPS 11
Legal Tract11
Legal Block109
Legal Lot Number3,4
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1010
Census Tract122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address552 CUESTA DR, APTOS, CA 95003-5504
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 15, 2019
Property Address552 CUESTA DR, APTOS, CA 95003-5504
Instrument DateOct 10, 2019
Instrument31696
Transaction TypeConstruction Loan
Record UpdatedNov 5, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 SUTTER CREEK LN MOUNTAIN VIEW CA 940433109, MOUNTAIN VIEW, CA 94043-3109

Mortgage

Document Number0000031696
DateOct 15, 2019
Instrument31696
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressCARLSBAD, CA 92018
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 14, 2020

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$840,066 (+2%) Land $360,752 Building $479,314
2025$10,841.00 (+10.34%) Homeowner's exemption$823,594 (+4.04%) Land $353,678 Building $469,916
2023$9,825.00 (+2.27%) Homeowner's exemption$791,612 Land $339,944 Building $451,668$1,704,960
2022$9,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cuesta Dr

Nearby Streets

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