552 Contender Dr, Clayton, NC 27520 Property Records

Johnston County property record for 552 Contender Dr, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,756 sqft · built 2007
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Oct 2020)
Tax Bill	$2,735 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05H06002H`

Property Details

APN / Parcel Number

Primary APN	`05H06002H`
Alternative APNs	`2000232915` `2000289249`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,756 sqft Living Area
Gross Area	3,896 sqft
1st Floor Area	1,664 sqft
Attic	Attic
Attic Area	1,092 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	306 sqft
Deck Area	350 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000289249
Street Address	552 CONTENDER DR
City	CLAYTON
State	NC
Zip	27520-4081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 66 SUMMERSET PLACE 69/48
Legal Subdivision	PHASE TWO SUMMERSET PLACE SUBDIVISION
Legal Lot Number	66
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4016
Census Tract	41104

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	552 CONTENDER DR, CLAYTON, NC 27520-4081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit KS BANK INC
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Oct 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2020 · Amount on Record
Deed Sale	Oct 22, 2020 · Amount on Record
Prior Sale	Jun 19, 2007 · Amount on Record
Deed Document Number	2020684867
Deed Book / Page	5733 / 289
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Jul 17, 2026
Property Address	552 CONTENDER DR, CLAYTON, NC 27520-4081
Document Number	0000023493
Book / Page	7153 / 957
Instrument Date	Jul 7, 2026
Instrument	202623493
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 CONTENDER DR, CLAYTON, NC 27520-4081

Mortgage

Document Number	0000023493,
Date	Jul 17, 2026
Book Page	7153/957
Instrument	202623493

Lender

Name	KS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 7, 2046

Interest

Rate	6.52%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	552 CONTENDER DR, CLAYTON, NC 27520-4081
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000666154
Date	Jun 30, 2020
Book Page	5630/778
Instrument	2020666154

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	552 CONTENDER DR, CLAYTON, NC 27520-4081
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000738944
Date	Mar 18, 2021
Book Page	5874/159
Instrument	2021738944

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Oct 22, 2020
Property Address	552 CONTENDER DR, CLAYTON, NC 27520-4081
Document Number	0000684867
Book / Page	005733 / 000289
Instrument Date	Oct 22, 2020
Instrument	684867
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	552 CONTENDER DR CLAYTON NC 275204081, CLAYTON, NC 27520-4081

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,735.00 (+29.93%)	$436,260 (+59.53%) Land $80,000 Building $356,260	$436,260 (+59.53%) Land $80,000 Building $356,260
2023	$2,105.00	$273,460 Land $42,000 Building $231,460	$273,460 Land $42,000 Building $231,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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