552 Cold Spring Rd, Syosset, NY 11791 Property Records

Nassau County and Oyster Bay Town property record for 552 Cold Spring Rd, Syosset, NY 11791

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,744 sqft · built 1970
Lot Size	2 acres (87,164 sqft)
Owner	Individual Name on Record
Last Sale	$1,484,000 (Dec 2022)
Tax Bill	$23,100 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00A-00-1040`

Property Details

APN / Parcel Number

Primary APN	`14-00A-00-1040`
Alternative APNs	`1400A001040000000000` `2413-14-A-00-1040-0` `282413 14.-A-1040` `14 A 10400`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,744 sqft Living Area
1st Floor Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	87,164 sqft
View / Lot	Private Road

Exterior Amenities

Porch	Porch
Porch Area	1,116 sqft
Deck Area	Deck Area
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14 A 10400
Street Address	552 COLD SPRING RD
City	SYOSSET
State	NY
Zip	11791-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #3 SCH DIST 011
Legal Block	A
Legal Lot Number	1040
Jurisdiction	NASSAU NY
Township / Civil Division	OYSTER BAY
Census Block Group	3
Census Block	3019
Census Tract	518201

Owner

Source: Nassau County and Oyster Bay Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	552 COLD SPRING RD, SYOSSET, NY 11791-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 30, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage TD BANK NA
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALMA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Deed Document Number	2022120102
Deed Book / Page	14335 / 51
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	552 COLD SPRING RD, SYOSSET, NY 11791-1205
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 COLD SPRING RD, SYOSSET, NY 11791-1205

Mortgage

Document Number	M473860323
Date	Dec 28, 2023
Book Page	M47386/323
Instrument	2023-76820

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Dec 30, 2022
Property Address	552 COLD SPRING RD, SYOSSET, NY 11791-1205
Document Number	D143350051
Book / Page	D14335 / 51
Instrument Date	Dec 14, 2022
Instrument	2022-00120102
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	PARAGON ABSTRACT, INC., PARAGON ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,776.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	552 COLD SPRING RD, SYOSSET, NY 11791-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 COLD SPRING RD, SYOSSET, NY 11791-1205

Mortgage

Document Number	202200120103
Date	Dec 30, 2022
Instrument	2022-00120103

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	552 COLD SPRING RD, SYOSSET, NY 11791-1205
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0449270074
Date	Jan 19, 2021
Book Page	44927/74
Instrument	2021-007318

Lender

Name	ALMA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nassau County and Oyster Bay Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Oyster Bay Town
Municipality	Laurel Hollow Village
Unified School District	Cold Spring Harbor Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,188 (-3.1%) Land $738 Building $450	$1,188,000 (-3.1%)
2025	$23,100.00 (+7.73%)
2023	$21,442.00 Homeowner's exemption	$1,226 Land $762 Building $464	$1,226,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1979–2021)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JERICHO WD public/private · serves 58,000 people · EPA ID NY2902831
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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