552 Bay St, Dunedin, FL 34698 Property Records

Pinellas County property record for 552 Bay St, Dunedin, FL 34698

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1978
Lot Size	0.165 acres (7,205 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2017)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-743-1454-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-743-1454-3`
Alternative APNs	`27-28-15-28854-000-0020` `281527288540000020` `152827288540000020` `R290397`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,240 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,205 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R290397
Street Address	552 BAY ST
City	DUNEDIN
State	FL
Zip	34698-4908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREE SUB LOT 2
Legal Range	15E
Legal Township	28S
Legal Section	27
Legal Subdivision	FOREE SUB
Legal Tract	28854
Legal Lot Number	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1034
Census Tract	27107

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	552 BAY ST, DUNEDIN, FL 34698-4908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 23, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Dec 6, 2016	Deed of Trust, Mortgage PURPOSE BUILT INVESTMENTS LLC PURPOSE BUILT INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Sep 1, 2016 · Amount on Record
Deed Document Number	2017342544
Deed Book / Page	19835 / 707
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	552 BAY ST, DUNEDIN, FL 34698-4908
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 BAY ST, DUNEDIN, FL 34698-4908

Mortgage

Document Number	0220310887
Date	Apr 22, 2022
Book Page	22031/887
Instrument	2022127753

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	552 BAY ST, DUNEDIN, FL 34698-4908
Document Number	0210230411
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 BAY ST DUNEDIN FL 346984908, DUNEDIN, FL 34698-4908

Mortgage

Document Number	0210230411
Date	Jun 3, 2020
Book Page	021023/000411
Instrument	167341

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 8, 2017
Property Address	552 BAY ST, DUNEDIN, FL 34698-4908
Document Number	0198350707
Book / Page	19835 / 0707
Map Reference	MB28 PG22
Instrument Date	Oct 30, 2017
Instrument	2017342544
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PEER TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5009 N CENTRAL AVE, 5009, TAMPA, FL 33603-2213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 BAY ST, DUNEDIN, FL 34698-4908

Mortgage

Document Number	2017342545
Date	Nov 8, 2017
Instrument	2017342545

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	552 BAY ST, DUNEDIN, FL 34698-4908
Document Number	0196330073
Instrument Date	Dec 6, 2016
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	PEER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9567 TAMPA FL 336749567, TAMPA, FL 33674-9567
Investor	Possibly a Property Investor

Mortgage

Document Number	0196330073
Date	May 17, 2017
Book Page	019633/000073
Instrument	154317

Lender

Name	PURPOSE BUILT INVESTMENTS LLC PURPOSE BUILT INVESTMENTS LLC
Type	Mortgage Company
Address	LAS VEGAS, NV 89136

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Dunedin City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00 (+8.4%) Homeowner's exemption	$180,929 (+5.99%)	$438,220 (+23.52%) Land $285,906 Building $152,314
2023	$2,263.00 (+3.33%) Homeowner's exemption	$170,709 (+3%)	$354,777 (+10.84%) Land $235,865 Building $118,912
2022	$2,190.00 Homeowner's exemption	$165,737	$320,091 Land $231,939 Building $88,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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