552 Adena Trce, Versailles, KY 40383 Property Records

Woodford County property record for 552 Adena Trce, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Lot Size	0.53 acres (23,047 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jun 2013)
Tax Bill	$4,575 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-1020-006-00`

Property Details

APN / Parcel Number

Primary APN	`31-1020-006-00`
Alternative APN	`30772`

Exterior

Lot Area	23,047 sqft (0.53 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	30772
Street Address	552 ADENA TRCE
City	VERSAILLES
State	KY
Zip	40383-8666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ADENA TRACE SUBDIVISION
Legal Block	U-4
Legal Lot Number	98
Legal Unit	4
Jurisdiction	WOODFORD KY
Township / Civil Division	VERSAILLES
Census Block Group	1
Census Block	1007
Census Tract	50105

Owner

552 Adena Trce is owned and occupied by an individual who acquired it in November 2017.

Source: Woodford County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	552 ADENA TRCE, VERSAILLES, KY 40383-8666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
May 22, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK
Nov 8, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS COMMERCE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2013 · Amount on File
Deed Sale	Jun 18, 2013 · Amount on File
Deed Book / Page	274 / 548
Last Transfer Date	Nov 3, 2017
Transfer Doc	D303/546
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	552 ADENA TRCE, VERSAILLES, KY 40383-8666
Transaction Type	Mortgage
Record Updated	Jul 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M915/34
Date	Jun 23, 2021
Book Page	M915/34
Instrument	100589

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	552 ADENA TRCE, VERSAILLES, KY 40383-8666
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M837/584
Date	May 22, 2019
Book Page	M837/584
Instrument	78937

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank
Address	VERSAILLES, KY 40383

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WOODFORD KY
Recording Date	Nov 8, 2017
Property Address	552 ADENA TRCE, VERSAILLES, KY 40383-8666
Document Number	D303/546
Book / Page	D303 / 546
Map Reference	CAB D SL 167
Instrument Date	Nov 3, 2017
Instrument	44766
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	536 ADENA TRCE, 536, VERSAILLES, KY 40383-8666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	552 ADENA TRCE, VERSAILLES, KY 40383-8666

Mortgage

Document Number	44767
Date	Nov 8, 2017
Instrument	44767

Lender

Name	CITIZENS COMMERCE NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 552 Adena Trce was $4,575.

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Municipality	Versailles City
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,575.00	$510,000	$510,000
2023	$4,043.00	$405,000	$405,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 552 Adena Trce in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1989–2015)
Most Recent Claim	Apr 2015 · other causes
Claims by Event	Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 552 Adena Trce is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERSAILLES WATER SYSTEM serves 17,822 people · EPA ID KY1200439
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Organic carbon removal Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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