Caldwell County property record for 5519 Liberty Rd, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,903 sqft · built 2023 |
| Lot Size | 29.1 acres (1,271,516 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,279 (2026) |
| Deeds & Mortgages | Mar 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 57 1 1K |
| Primary APN | 11 57 1 1K |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,903 sqft Heated Area |
| Gross Area | 2,855 sqft |
| 1st Floor Area | 1,903 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Precast Concrete Panel |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 1,271,516 sqft (29.1 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 952 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 173104 |
|---|---|
| Street Address | 5519 LIBERTY RD |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-9259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2038 PG 1953 YR 21 ST 885.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | NORTH CATAWBA |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 31401 |
5519 Liberty Rd, a single family home, is owned by an individual.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4401 BARCLAY DOWNS DR, 305, CHARLOTTE, NC 28209-4973 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 5519 LIBERTY RD, GRANITE FALLS, NC 28630-9259 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2828 IRBY DR, CHARLOTTE, NC 28209-1508 |
| Document Number | 0020782101 |
|---|---|
| Date | Mar 15, 2023 |
| Book Page | 2078/2101 |
| Instrument | 10082318 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.45% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.4% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.4% |
The 2026 property tax bill for 5519 Liberty Rd was $6,279, down 4.5% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,279.00 (-4.55%) | $970,500 (-) Land $524,500 Building $446,000 | |
| 2025 | $6,578.00 | $970,500 Land $524,500 Building $446,000 | $970,500 Land $524,500 Building $446,000 |
| 2023 | $436,700 (-) Land $436,700 | $436,700 (-) Land $436,700 | |
| 2022 | $3,372.00 | $436,700 Land $436,700 | $436,700 Land $436,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5519 Liberty Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2010–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5519 Liberty Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
5G and 4G LTE (outdoors only)
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