Frederick County property record for 5519 Cindy Ct, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,668 sqft · built 1988 |
| Lot Size | 3.93 acres (171,191 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Jun 2026) |
| Tax Bill | $6,075 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-359359 |
| Primary APN | 18-359359 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,668 sqft Living Area |
| Gross Area | 3,340 sqft |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 171,191 sqft |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 359359 |
|---|---|
| Street Address | 5519 CINDY CT |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-5739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 250 SECT. 2 3.936 ACRES NEW ESTATES |
| Legal Subdivision | ACRES NEW ESTATES |
| Legal Lot Number | 250 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 18, WOODVILLE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 752001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5519 Cindy Ct is owned and occupied by two individuals who bought it in June 2026.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5519 CINDY CT, MOUNT AIRY, MD 21771-5739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jun 11, 2026 | Deed, Transfer · Conventional Mortgage MERIDIAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on File |
| Deed Sale | Jun 11, 2026 · Amount on File |
| Prior Sale | Nov 3, 2010 · Amount on File |
| Deed Book / Page | 17908 / 492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5519 CINDY CT, MOUNT AIRY, MD 21771-5739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0149410316 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 14941/316 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5519 CINDY CT, MOUNT AIRY, MD 21771-5739 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | COUNSEL TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5519 CINDY CT, MOUNT AIRY, MD 21771-5739 |
| Document Number | 0166700282 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 16670/282 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | MOUNT AIRY, MD 21771 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 11, 2026 |
| Property Address | 5519 CINDY CT, MOUNT AIRY, MD 21771-5739 |
| Document Number | 1790000492 |
| Book / Page | 17908 / 492 |
| Instrument Date | Jun 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | LAKESIDE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $691,850.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5519 CINDY CT, MOUNT AIRY, MD 21771-5739 |
| Investor | Possibly a Property Investor |
| Document Number | 1790000500, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 17908/500 |
| Name | MERIDIAN BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 5519 Cindy Ct was $6,075, up 6% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,900 (+7.06%) | $565,900 (-) Land $181,700 Building $384,200 | |
| 2025 | $6,075.00 (+6.04%) Homeowner's exemption | $495,900 | $565,900 Land $181,700 Building $384,200 |
| 2024 | $5,729.00 (+7.59%) | ||
| 2023 | $5,325.00 Homeowner's exemption | $441,800 | $460,900 Land $160,200 Building $300,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5519 Cindy Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5519 Cindy Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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