5518 Westcott Cir, Frederick, MD 21703 Property Records

Frederick County property record for 5518 Westcott Cir, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,240 sqft · built 1999
Lot Size0.037 acres (1,600 sqft)
Owner2 Individual Names on File
Last Sale$229,000 (Apr 2004)
Tax Bill$3,628 (2025)
Flood ZoneZone X (minimal risk)
APN28-583273

Property Details

APN / Parcel Number

Primary APN28-583273
Alternative APN
  • 583273

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Living Area
1st Floor Area640 sqft
Basement Area1 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,600 sqft (0.037 acres)
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number583273
Street Address5518 WESTCOTT CIR
CityFREDERICK
StateMD
Zip21703-6565
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 1095 SECT V PLAT 3 1,600 SQ. FT. BALLENGER CROSSING
Legal SubdivisionBALLENGER XING SEC V 3
Legal Lot Number1095
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1000
Census Tract751001

Owner

5518 Westcott Cir, a townhouse, is owned and occupied by two individuals who bought it in April 2004.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address5518 WESTCOTT CIR, FREDERICK, MD 21703-6565
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2004 · Amount on File
Deed SaleApr 26, 2004 · Amount on File
Prior SaleJun 8, 1999 · Amount on File
Deed Document Number200442989
Deed Book / Page4558 / 61
Transfer Doc0043190138
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 5518 Westcott Cir was $3,628, up 7.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$306,700 (+5.87%)$340,700 (+17.6%) Land $120,000 Building $220,700
2025$3,628.00 (+7.91%)$289,700 Land $85,000 Building $204,700$289,700 Land $85,000 Building $204,700
2024$3,362.00 (+13.97%)
2023$2,950.00 Homeowner's exemption$251,167$289,700 Land $85,000 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5518 Westcott Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5518 Westcott Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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