Niagara County and Lockport Town property record for 5518 Upper Mountain Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,164 sqft · built 1938 |
| Lot Size | 0.947 acres (41,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $17,000 (Oct 2017) |
| Tax Bill | $4,583 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 108.01-3-38 |
| Primary APN | 292600 108.01-3-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 41,250 sqft (0.947 acres) |
| Lot Dimensions | 275 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5518 UPPER MOUNTAIN RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | HOLLAND PURCHASE |
| Legal Block | 3 |
| Legal Lot Number | 38.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 23401 |
Source: Niagara County and Lockport Town records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5518 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 13, 2017 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2017 · Amount on Record |
| Deed Sale | Oct 12, 2017 · Amount on Record |
| Prior Sale | Oct 9, 2002 · Amount on Record |
| Deed Document Number | 201720173 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5518 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1823 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5518 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1823 |
| Document Number | 0000004339 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2021-14339 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Sep 13, 2017 |
| Property Address | 5518 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-1823 |
| Document Number | 0000018114 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 18114 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6620 FLYNN RD BLISS NY 140249750, BLISS, NY 14024-9750 |
| Document Number | 18115 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 18115 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2047 |
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,583.00 | $167,000 (+9.87%) Land $31,600 Building $135,400 | $167,000 (+9.87%) Land $31,600 Building $135,400 |
| 2023 | $152,000 Land $26,600 Building $125,400 | $152,000 Land $26,600 Building $125,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1985–2000) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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