Orange County property record for 5518 Thomas Square Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,538 sqft · built 2015 |
| Lot Size | 0.211 acres (9,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jan 2026) |
| Tax Bill | $9,489 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-23-27-5846-00-600 |
| Primary APN | 20-23-27-5846-00-600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,538 sqft Living Area |
| Gross Area | 3,829 sqft |
| 1st Floor Area | 1,192 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,187 sqft (0.211 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 303 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5518 THOMAS SQUARE DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | OVERLOOK 2 AT HAMLIN PHASE 1 AND 6 84/10 LOT 60 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 20 |
| Legal Subdivision | OVERLOOK 2 AT HAMLIN PH 1 AND 6 |
| Legal Phase | 1 |
| Legal Tract | 5846 |
| Legal Lot Number | 60 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 17113 |
5518 Thomas Square Dr is owned and occupied by two individuals who acquired it in March 2026.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5518 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Mar 27, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 2, 2022 | Warranty Deed, Transfer WEST ORANGE TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on File |
| Deed Sale | Jan 14, 2026 · Amount on File |
| Prior Sale | Nov 2, 2022 · Amount on File |
| Deed Document Number | 202626791 |
| Last Transfer Date | Mar 19, 2026 |
| Transfer Doc | 0000176917 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5518 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5518 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029 |
| Document Number | 0000131520 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 20260131520 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 4, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 27, 2026 |
| Property Address | 5518 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029 |
| Document Number | 0000176917 |
| Map Reference | MB 84 PG 10 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20260176917 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5518 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5518 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 14, 2026 |
| Property Address | 5518 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029 |
| Document Number | 0000026791 |
| Map Reference | MB 84 PG 10 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 20260026791 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6801 WALLACE RD, ORLANDO, FL 32819-5267 |
| Name | Verified Name |
|---|---|
| Address | 5518 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029 |
| Document Number | 0000026792 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 20260026792 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 2, 2022 |
| Property Address | 5518 THOMAS SQUARE DR, WINTER GARDEN, FL 34787-5029 |
| Document Number | 0000666483 |
| Map Reference | MB 84 PG 10 |
| Instrument Date | Nov 1, 2022 |
| Instrument | 20220666483 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2022 |
| Title Company | WEST ORANGE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,077.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5518 THOPSON SQUARE DRIVE, 5518, HOWEY IN THE HILLS, FL 34737 |
| Name | Verified Name |
|---|---|
| Address | 6801 WALLACE RD, ORLANDO, FL 32819-5267 |
The 2025 property tax bill for 5518 Thomas Square Dr was $9,489, up 0.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $543,370 (-1.12%) Land $125,000 Building $418,370 | $543,370 (-1.12%) Land $125,000 Building $418,370 | |
| 2025 | $9,489.00 (+0.58%) | $549,500 Land $125,000 Building $424,500 | $549,500 Land $125,000 Building $424,500 |
| 2024 | $9,434.00 (+16.18%) | ||
| 2023 | $8,120.00 (+62.24%) | $491,921 (+47.63%) Land $125,000 Building $366,921 | $491,921 (+13.52%) Land $125,000 Building $366,921 |
| 2022 | $5,005.00 Homeowner's exemption | $333,203 | $433,317 Land $125,000 Building $308,317 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5518 Thomas Square Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 4 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5518 Thomas Square Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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