5518 Susan St, Flint, MI 48505 Property Records

Genesee County property record for 5518 Susan St, Flint, MI 48505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,037 sqft · built 1953
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Aug 2024)
Tax Bill	$824 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Aug 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-26-476-002`

Property Details

APN / Parcel Number

Primary APN	`46-26-476-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
1st Floor Area	970 sqft
Basement Area	970 sqft
Unfinished Basement	970 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Wood Siding
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	117 ft deep x 50 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5518 SUSAN ST
City	FLINT
State	MI
Zip	48505-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	CRESTWOOD SUBDIVISION SLY 1/2 OF LOTS 20 AND 21.
Legal Subdivision	CRESTWOOD SUBDIVISION
Legal Lot Number	20-21
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2012
Census Tract	300

Owner

5518 Susan St is owned and occupied by an individual who bought it in August 2024.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	5518 SUSAN ST, FLINT, MI 48505-2525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LEGACY MORTGAGE
Aug 2, 2024	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE
Aug 2, 2024	Warranty Deed, Transfer LIBERTY TITLE
Jan 10, 2023	Land Contract, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2024 · Amount on File
Deed Sale	Aug 2, 2024 · Amount on File
Prior Sale	Aug 2, 2024 · Amount on File
Deed Document Number	202442036
Prior Transfer Date	Aug 2, 1999
Prior Transfer Doc	0000106127
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5518 SUSAN ST, FLINT, MI 48505-2525
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4187 CAYUGA TRL, FLINT, MI 48532-3579

Mortgage

Document Number	0000041936
Date	Aug 1, 2024
Instrument	202408010041936

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 2, 2024
Property Address	5518 SUSAN ST, FLINT, MI 48505-2525
Document Number	0000042036
Map Reference	MB 23 PG 41
Instrument Date	Jul 31, 2024
Instrument	202408020042036
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 W GREENLAWN AVE, LANSING, MI 48910-2898

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4187 CAYUGA TRL, FLINT, MI 48532-3579

Mortgage

Document Number	0000041935
Date	Aug 2, 2024
Instrument	202408010041935

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 2, 2024
Property Address	5518 SUSAN ST, FLINT, MI 48505-2525
Document Number	0000042035
Map Reference	LB 23 PG 41
Instrument Date	Jul 26, 2024
Instrument	202408020042035
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5022 FOREST SIDE DR, FLINT, MI 48532-2326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W GREMAWM #G-15B # G-15B, G-15B, LANSING, MI 48910

January 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	GENESEE MI
Recording Date	Jan 10, 2023
Property Address	5518 SUSAN ST, FLINT, MI 48505-2525
Document Number	0000001512
Map Reference	LB 23 PG 41
Instrument Date	Jan 6, 2023
Instrument	202301100001512
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5022 FOREST SIDE DR, FLINT, MI 48532-2326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 W GREENLAWN AVE, LANSING, MI 48910-2898
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5518 Susan St was $824 with a homeowner's exemption, down 41.8% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,400 (+45.28%)	$30,800 (+45.28%)
2025	$824.00 (-41.77%) Homeowner's exemption	$10,600	$21,200
2024	$1,415.00
2023		$15,200	$30,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5518 Susan St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–1986)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5518 Susan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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