5518 Lake Elton Rd, Durham, NC 27713 Property Records

Durham County property record for 5518 Lake Elton Rd, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,234 sqft · built 1987
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Feb 2005)
Tax Bill	$5,801 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0729-90-7809`

Property Details

APN / Parcel Number

Primary APN	`0729-90-7809`
Alternative APNs	`0729-90-78-0964` `072904907900` `155315`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,234 sqft Heated Area
1st Floor Area	736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Porch	Porch
Porch Area	315 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	5518 LAKE ELTON RD
City	DURHAM
State	NC
Zip	27713-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	ELTON ROAD BEND/SEC:02/LT #04 PL:000114-000082
Legal Subdivision	ELTON ROAD BEND SEC 2
Legal Lot Number	4
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	3
Census Block	3000
Census Tract	2025

Owner

5518 Lake Elton Rd is owned and occupied by two individuals who bought it in February 2005.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5518 LAKE ELTON RD, DURHAM, NC 27713-1704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2005 · Amount on File
Deed Sale	Feb 23, 2005 · Amount on File
Prior Sale	Dec 30, 1999 · Amount on File
Deed Book / Page	4706 / 839
Prior Transfer Date	Jun 17, 2003
Prior Transfer Doc	4188000593
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5518 LAKE ELTON RD, DURHAM, NC 27713-1704
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5518 LAKE ELTON RD, DURHAM, NC 27713-1704

Mortgage

Document Number	0100170334
Date	Nov 20, 2023
Book Page	10017/334
Instrument	2023080215

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5518 LAKE ELTON RD, DURHAM, NC 27713-1704
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092870910
Date	Apr 6, 2021
Book Page	9287/910
Instrument	2021016958

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP INC
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5518 LAKE ELTON RD, DURHAM, NC 27713-1704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088880981
Date	Mar 6, 2020
Book Page	8888/981
Instrument	2020008799

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	29243

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	5518 LAKE ELTON RD, DURHAM, NC 27713-1704
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088560230
Date	Jan 27, 2020
Book Page	8856/230
Instrument	2020003131

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP INC
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5518 Lake Elton Rd was $5,801, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,801.00 (+2.53%)	$570,816 (-) Land $109,185 Building $461,631	$570,816 (-) Land $109,185 Building $461,631
2025	$5,658.00	$570,816 Land $109,185 Building $461,631	$570,816 Land $109,185 Building $461,631
2023	$3,192.00 (+2.34%)	$243,703 Land $54,525 Building $189,178	$243,703 Land $54,525 Building $189,178
2022	$3,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5518 Lake Elton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5518 Lake Elton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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