5518 Gina Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 5518 Gina Ct, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,489 sqft · built 1966
Lot Size	0.344 acres (14,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$538,000 (Jul 2020)
Tax Bill	$6,846 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`230-0421-012-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0421-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,489 sqft Living Area
1st Floor Area	1,436 sqft
2nd Floor Area	1,053 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,990 sqft (0.344 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5518 GINA CT
City	CARMICHAEL
State	CA
Zip	95608-8020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CAMERON RANCH 04, LOT 234
Legal Subdivision	CAMERON RANCH 04
Legal Lot Number	234
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	7604

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5518 GINA CT, CARMICHAEL, CA 95608-8020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Jul 27, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 17, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Apr 2, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 10, 2017	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Jul 10, 2017	Grant Deed, Transfer · Conventional Mortgage CHERRY CREEK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Jul 10, 2017 · Amount on Record
Deed Book / Page	20200727 / 909
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	7270000000909
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5518 GINA CT, CARMICHAEL, CA 95608-8020
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5518 GINA CT, CARMICHAEL, CA 95608-8020

Mortgage

Document Number	0000002411
Date	Feb 17, 2021
Instrument	202102172411

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 27, 2020
Property Address	5518 GINA CT, CARMICHAEL, CA 95608-8020
Document Number	2007270909
Instrument Date	Jul 22, 2020
Instrument	2007270909
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5518 GINA CT CARMICHAEL CA 956088020, CARMICHAEL, CA 95608-8020

Mortgage

Document Number	2007270910
Date	Jul 27, 2020
Instrument	2007270910

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 17, 2017
Property Address	5518 GINA CT, CARMICHAEL, CA 95608-8020
Document Number	1708170144
Instrument Date	Aug 1, 2017
Instrument	1708170144
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	918 LAURELWOOD DR SAN MATEO CA 944034005, SAN MATEO, CA 94403-4005

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 2, 2018
Property Address	5518 GINA CT, CARMICHAEL, CA 95608-8020
Document Number	1804020653
Instrument Date	Aug 1, 2017
Instrument	1804020653
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	918 LAURELWOOD DR SAN MATEO CA 944034005, SAN MATEO, CA 94403-4005

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 10, 2017
Property Address	5518 GINA CT, CARMICHAEL, CA 95608-8020
Document Number	1707100951
Instrument Date	Jul 7, 2017
Instrument	1707100951
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 10, 2017
Property Address	5518 GINA CT, CARMICHAEL, CA 95608-8020
Document Number	1707100952
Instrument Date	Jul 3, 2017
Instrument	1707100952
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$464.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	918 LAURELWOOD DR SAN MATEO CA 944034005, SAN MATEO, CA 94403-4005

Mortgage

Document Number	1707100953
Date	Jul 10, 2017
Instrument	1707100953

Lender

Name	CHERRY CREEK MTG
Type	Mortgage Company
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$593,992 (+2%) Land $182,172 Building $411,820
2025	$6,846.00 (+0.97%) Homeowner's exemption	$582,346 (+4.04%) Land $178,600 Building $403,746
2024	$6,780.00 (+2.63%)
2023	$6,606.00 (+0.55%) Homeowner's exemption	$559,735 Land $171,666 Building $388,069
2022	$6,570.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cal.net, Fidium Fiber.

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