5518 Florida Dr, Concord, CA 94521 Property Records

Contra Costa County property record for 5518 Florida Dr, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,437 sqft · built 1965
Lot Size0.19 acres (8,260 sqft)
Owner2 Individual Names on File
Last Sale$635,000 (Sep 2018)
Tax Bill$8,438 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jul 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN120-291-029-3

Property Details

APN / Parcel Number

Primary APN120-291-029-3
Alternative APN
  • 120-291-029

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,437 sqft Living Area
1st Floor Area1,437 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1990
Lot Area8,260 sqft (0.19 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address5518 FLORIDA DR
CityCONCORD
StateCA
Zip94521-4634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3346 LOT 645 & TR ADJ
Legal SubdivisionCLAYTON VALLEY HIGHLANDS UNIT #6
Legal Tract3346
Legal Lot Number645
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2012
Census Tract355310

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5518 FLORIDA DR, CONCORD, CA 94521-4634
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 30, 2021Deed of Trust, Mortgage · Commercial Mortgage
LENDAGE LLC
Dec 7, 2021Deed of Trust, Mortgage
PATELCO CU
Apr 23, 2019Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC
Sep 28, 2018Quit Claim Deed, Transfer
STEWART TITLE
Sep 28, 2018Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Prior SaleSep 28, 2018 · Amount on Record
Deed Document Number2018155650
Prior Transfer DateFeb 15, 2006
Prior Transfer Doc0000056213
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5518 FLORIDA DR, CONCORD, CA 94521-4634
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5518 FLORIDA DR, CONCORD, CA 94521-4634

Mortgage

Document Number0000259077
DateNov 2, 2020
Instrument2020-259077
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5518 FLORIDA DR, CONCORD, CA 94521-4634
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5518 FLORIDA DR, CONCORD, CA 94521-4634

Mortgage

Document Number0000214086
DateJul 30, 2021
Instrument2021-214086
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressLIMA, OH 45801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2031

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5518 FLORIDA DR, CONCORD, CA 94521-4634
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5518 FLORIDA DR, CONCORD, CA 94521-4634

Mortgage

Document Number0000333274
DateDec 7, 2021
Instrument2021-333274
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
AmountAmount Recorded
Term301 Months
DueJan 30, 2047
Interest
Rate TypeAdjustable Rate

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5518 FLORIDA DR, CONCORD, CA 94521-4634
Document Number0000063069
Instrument DateApr 23, 2019
Transaction TypeMortgage
Record UpdatedMay 24, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5518 FLORIDA DR CONCORD CA 945214634, CONCORD, CA 94521-4634

Mortgage

Document Number0000063069
DateMay 3, 2019
Instrument63069
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 2, 2049

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 28, 2018
Property Address5518 FLORIDA DR, CONCORD, CA 94521-4634
Document Number0000155649
Instrument DateSep 20, 2018
Instrument155649
Transaction TypeTransfer
Record UpdatedOct 9, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5518 FLORIDA DR CONCORD CA 945214634, CONCORD, CA 94521-4634

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 28, 2018
Property Address5518 FLORIDA DR, CONCORD, CA 94521-4634
Document Number0000155650
Map ReferenceMB 100 PG 31
Instrument DateSep 12, 2018
Instrument2018-155650
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5518 FLORIDA DR, CONCORD, CA 94521-4634

Mortgage

Document Number0000155651
DateSep 28, 2018
Instrument2018-155651
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$686,333 (+2%) Land $455,129 Building $231,204
2025$8,438.00 (+4.53%)$672,876 (+4.04%) Land $446,205 Building $226,671
2023$8,072.00 (+1.32%)$646,749 Land $428,879 Building $217,870
2022$7,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Radiate Holdings
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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