5518 Flatwillow Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 5518 Flatwillow Dr, Roscoe, IL 61073

Property Summary

Property TypeQuadplex
Details8 bd · 4 ba · 3,477 sqft · built 1980
Lot Size1.35 acres (58,806 sqft)
OwnerCompany Name on File
Last Sale$845,000 (Feb 2022)
Tax Bill$8,798 (2024)
Deeds & MortgagesDec 2025 Mortgage
Feb 2022 Sale
Flood ZoneZone X (minimal risk)
APN08-04-251-009

Property Details

APN / Parcel Number

Primary APN08-04-251-009
Alternative APN
  • 112A330

Interior

Bedrooms8 Beds
Full Baths4 Baths
Total Rooms16 Rooms
Units8 Units
Stories1 Story
Building Area3,477 sqft Total Area
Basement Area3,477 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleQuadruplex
Exterior MaterialBrick
Lot Area58,806 sqft (1.35 acres)

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Account Number112A330
Street Address5518 FLATWILLOW DR
CityROSCOE
StateIL
Zip61073-7957
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Local Zoning CodeRM - MULT
Legal DescriptionPLAT OF RURAL EDGE BNG SUB PT W1/2 NE1/4 SEC 4-45-2 & A RE-PLAT OF PT LOT 4OF PLAT OF THE MALOTT FARM LT LOT 030
Legal Range2
Legal Township45
Legal Section4
Legal SubdivisionRURAL EDGE
Legal Lot Number4
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3056
Census Tract3904

Owner

Source: Winnebago County assessment roll, APN 08-04-251-009, as of July 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5229 FOREST TRAIL DR, ROCKFORD, IL 61109-6516
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage · Commercial Mortgage
FIRST SAVINGS BANK
Feb 04, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 04, 2022 · Amount on Record
Deed SaleFeb 04, 2022 · Amount on Record
Prior SaleApr 10, 2008 · Amount on Record
Deed Document Number20223743
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address5518 FLATWILLOW DR, ROSCOE, IL 61073-7957
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033125
DateDec 22, 2025
Instrument2533125
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2040
Interest
Rate TypeAdjustable Rate

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateFeb 04, 2022
Property Address5518 FLATWILLOW DR, ROSCOE, IL 61073-7957
Document Number0000003743
Map ReferenceBK36 PG 117
Instrument DateJan 28, 2022
Instrument2203743
Transaction TypeTransfer
Record UpdatedMay 19, 2022

Transaction

AmountAmount Recorded
Tax$1,267.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5229 FOREST TRAIL DR, ROCKFORD, IL 61109-6516

Tax Assessment & Valuation

Source: Winnebago County assessment roll as of July 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictKinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$8,798.00$98,811 (+21.89%) Land $18,613 Building $80,198$296,433 (+21.89%) Land $55,839 Building $240,594
2022$81,064 Land $15,270 Building $65,794$243,192 Land $45,810 Building $197,382

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), as of July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010039043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimApr 1979 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 58 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL2015500, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTH PARK PWD
serves 35,580 people
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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