Orange County property record for 5518 Costa Escondida, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,196 sqft · built 2000 |
| Lot Size | 0.118 acres (5,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $840,000 (May 2016) |
| Tax Bill | $10,765 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 678-131-75 |
| Primary APN | 678-131-75 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,196 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 5,119 sqft (0.118 acres) |
| Garage Area | 596 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5518 COSTA ESCONDIDA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-7118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 15864 BLK LOT 53 |
| Legal Subdivision | TRACT NO 15864 |
| Legal Tract | 15864 |
| Legal Lot Number | 53 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42112 |
5518 Costa Escondida is owned and occupied by two individuals who bought it in May 2016.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5518 COSTA ESCONDIDA, SAN CLEMENTE, CA 92673-7118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNISON AGREEMENT CORP |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2016 · Amount on File |
| Deed Sale | May 12, 2016 · Amount on File |
| Prior Sale | Aug 17, 2015 · Amount on File |
| Deed Document Number | 2016214257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5518 COSTA ESCONDIDA, SAN CLEMENTE, CA 92673-7118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Title Company | VANTAGE PROPERTY TITLE COMPANY, VANTAGE POINT TITLE CO OF CA |
| Name | Verified Name |
|---|---|
| Address | 5518 COSTA ESCONDIDA, SAN CLEMENTE, CA 92673-7118 |
| Document Number | 0000073955 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 2023000073955 |
| Name | UNISON AGREEMENT CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5518 COSTA ESCONDIDA, SAN CLEMENTE, CA 92673-7118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000225803 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 2020000225803 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 5518 Costa Escondida was $10,765.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,014,273 (+2%) Land $664,401 Building $349,872 | |
| 2025 | $10,765.00 | $994,386 Land $651,374 Building $343,012 |
| 2023 | $10,392.00 (+1.83%) | $955,774 Land $626,080 Building $329,694 |
| 2022 | $10,205.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5518 Costa Escondida in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5518 Costa Escondida is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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