Harris County property record for 5518 Bear Cave Ln, Katy, TX 77449 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,636 sqft · built 2004 |
| Lot Size | 0.134 acres (5,820 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,300 (Oct 2014) |
| Tax Bill | $4,217 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-531-001-0038 |
| Primary APN | 123-531-001-0038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 669 sqft |
| Game Room | Game Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Lot Area | 5,820 sqft (0.134 acres) |
| View / Lot | Buildable |
| Garage Area | 434 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1235310010038 |
|---|---|
| Street Address | 5518 BEAR CAVE LN |
| City | KATY |
| State | TX |
| Zip | 77449-7664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 38 BLK 1 CREEKSIDE |
| Legal Subdivision | CREEKSIDE |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 542105 |
Source: Harris County records · APN 123-531-001-0038
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5518 BEAR CAVE LN, KATY, TX 77449-7664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage US BANK NA |
| Aug 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Nov 09, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 13, 2014 · Amount on Record |
| Deed Sale | Oct 13, 2014 · Amount on Record |
| Prior Sale | Dec 02, 2004 · Amount on Record |
| Deed Document Number | 2014459415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 5518 BEAR CAVE LN, KATY, TX 77449-7664 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5518 BEAR CAVE LN, KATY, TX 77449-7664 |
| Document Number | 0000052524 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 2026-52524 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 01, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 5518 BEAR CAVE LN, KATY, TX 77449-7664 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5518 BEAR CAVE LN, KATY, TX 77449-7664 |
| Document Number | 0000314619 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023-314619 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 255 Months |
| Due | Nov 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 5518 BEAR CAVE LN, KATY, TX 77449-7664 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5518 BEAR CAVE LN, PARK ROW, TX 77449-7664 |
| Document Number | 0000544065 |
|---|---|
| Date | Nov 09, 2022 |
| Instrument | 2022-544065 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Nov 01, 2044 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,217.00 (+182.45%) Homeowner's exemption | $245,198 (-3.78%) Land $79,081 Building $166,117 | $245,198 (-3.78%) Land $79,081 Building $166,117 |
| 2024 | $1,493.00 (+20.21%) | ||
| 2023 | $254,831 Land $79,081 Building $175,750 | $254,831 Land $79,081 Building $175,750 | |
| 2022 | $1,242.00 (+16.73%) | ||
| 2020 | $1,064.00 |
Source: FEMA National Flood Hazard Layer, Harris County (48201C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482015421051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 39 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Wildfire Risk | Low above 20% of the US · above 6% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 486 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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