5517 Chatmoss Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5517 Chatmoss Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,820 sqft · built 1990
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Last Sale	$209,900 (Oct 2005)
Tax Bill	$3,334 (2026)
Deeds & Mortgages	Aug 2025 Second Mortgage Apr 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`720-67-98-20-100-000`

Property Details

APN / Parcel Number

Primary APN	`720-67-98-20-100-000`
Alternative APNs	`061050700000034` `314177001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,820 sqft Finished Area
1st Floor Area	84 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	314177001
Street Address	5517 CHATMOSS RD
City	MIDLOTHIAN
State	VA
Zip	23112-2358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	CHATMOSS L 34
Legal Subdivision	CHATMOSS
Legal Lot Number	34
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1007
Census Tract	101007

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5517 CHATMOSS RD, MIDLOTHIAN, VA 23112-2358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CU INC
Apr 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Sep 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit VIRGINIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2005 · Amount on Record
Deed Sale	Oct 11, 2005 · Amount on Record
Prior Sale	Oct 11, 2005 · Amount on Record
Deed Book / Page	6697 / 203
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5517 CHATMOSS RD, MIDLOTHIAN, VA 23112-2358
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014982-911
Date	Aug 26, 2025
Book Page	14982/911
Instrument	250028653

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 24, 2045

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5517 CHATMOSS RD, MIDLOTHIAN, VA 23112-2358
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014247-833
Date	Apr 19, 2023
Book Page	14247/833
Instrument	2023010859

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2043

Interest

Rate Type	Fixed Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5517 CHATMOSS RD, MIDLOTHIAN, VA 23112-2358
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014669-561
Date	Sep 19, 2024
Book Page	14669/561
Instrument	2024029231

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5517 CHATMOSS RD, MIDLOTHIAN, VA 23112-2358
Document Number	12140678
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12140678
Date	Oct 30, 2018
Book Page	012140/000678
Instrument	40742

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,334.00 (+10.87%)	$371,900 (+2.73%) Land $77,000 Building $294,900	$371,900 (+2.73%) Land $77,000 Building $294,900
2025		$362,000 (+10.47%) Land $75,000 Building $287,000	$362,000 (+10.47%) Land $75,000 Building $287,000
2023	$3,007.00	$327,700 Land $70,000 Building $257,700	$327,700 Land $70,000 Building $257,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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