55162 Lazy River Dr, Bend, OR 97707 Property Records

Deschutes County property record for 55162 Lazy River Dr, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,780 sqft · built 2005
Lot Size	3.12 acres (135,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,760,000 (Sep 2026)
Tax Bill	$8,598 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201131-A0-01900`

Property Details

APN / Parcel Number

Primary APN	`201131-A0-01900`
Alternative APNs	`R1083201131A001900` `126262`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,780 sqft Living Area
Gross Area	4,626 sqft
1st Floor Area	2,780 sqft
Breakfast Nook	Breakfast Nook
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	135,907 sqft (3.12 acres)
Garage Area	1,846 sqft
Shed	1 Shed

Location & Zoning

Account Number	126262
Street Address	55162 LAZY RIVER DR
City	BEND
State	OR
Zip	97707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	LAZY RIVER WEST BLOCK 3 LOT 30 + PT 29
Legal Range	11
Legal Township	20
Legal Section	31
Legal Subdivision	LAZY RIVER WEST
Legal Block	3
Legal Lot Number	30
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1007
Census Tract	301

Owner

Source: Deschutes County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5913 COUSTEAU CT, ELK GROVE, CA 95758-4226
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Deed Document Number	202628833
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 25, 2026
Property Address	55162 LAZY RIVER DR, BEND, OR 97707
Document Number	0000028833
Instrument Date	Sep 22, 2026
Instrument	202628833
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5913 COUSTEAU CT, ELK GROVE, CA 95758-4226

Mortgage

Document Number	0000028834,
Date	Sep 25, 2026
Instrument	202628834

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55162 LAZY RIVER DR, BEND, OR 97707
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008460
Date	Feb 9, 2021
Instrument	2021-08460

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,598.00 (+3.79%)	$468,252 (+2.57%)	$1,440,780 (-12.2%) Land $491,550 Building $949,230
2024	$8,284.00 (+4.08%)	$456,500 (+3%)	$1,640,920 (-2.91%) Land $454,380 Building $1,186,540
2023	$7,959.00	$443,210	$1,690,080 Land $549,180 Building $1,140,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	80 / 40

May also be available: AT&T, T-Mobile, TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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