5516 Wisdom Ct, Waco, TX 76708 Property Records

McLennan County property record for 5516 Wisdom Ct, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,374 sqft · built 2014
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,831 (2024)
Deeds & Mortgages	Aug 2022 Sale Feb 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-090125-000116-0`

Property Details

APN / Parcel Number

Primary APN	`18-090125-000116-0`
Alternative APN	`364307`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,374 sqft Living Area
Gross Area	3,067 sqft
1st Floor Area	2,374 sqft
Flooring	Carpet

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	131 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	693 sqft
Driveway	Concrete Driveway
Driveway Area	950 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	141 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5516 WISDOM CT
City	WACO
State	TX
Zip	76708-6196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE WING MEADOW ADDITION PHASE ONE LOT 16 BLOCK 1 ACRES .23
Legal Subdivision	WHITE WING MEADOW ADDITION PHASE ONE
Legal Block	1
Legal Lot Number	16
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	4105

Owner

Source: McLennan County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5516 WISDOM CT, WACO, TX 76708-6196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Warranty Deed, Transfer
Feb 20, 2020	Loan Modification, Mortgage POINTWEST BK
Nov 15, 2019	Warranty Deed, Transfer POINTWEST BANK
Oct 3, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2022
Deed Sale	Aug 31, 2022
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	202235352
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 31, 2022
Property Address	5516 WISDOM CT, WACO, TX 76708-6196
Document Number	0000035352
Map Reference	DOC 2012032505
Instrument Date	Aug 30, 2022
Instrument	2022035352
Transaction Type	Transfer
Record Updated	Sep 12, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 WISDOM CT, WACO, TX 76708-6196

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	5516 WISDOM CT, WACO, TX 76708-6196
Document Number	0000042472
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 WISDOM CT WACO TX 767086196, WACO, TX 76708-6196

Mortgage

Document Number	0000042472
Date	Nov 30, 2020
Instrument	42472

Lender

Name	POINTWEST BK
Address	10101 CHINA SPRING RD, WACO, TX 76708-6301

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 29, 2025

Interest

Rate	5%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 15, 2019
Property Address	5516 WISDOM CT, WACO, TX 76708-6196
Document Number	0000038224
Instrument Date	Nov 15, 2019
Instrument	38224
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 WISDOM CT WACO TX 767086196, WACO, TX 76708-6196

Mortgage

Document Number	38225
Date	Nov 15, 2019
Instrument	38225

Lender

Name	POINTWEST BANK
Address	10101 CHINA SPRING RD, WACO, TX 76708-6301

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Nov 14, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 3, 2017
Property Address	5516 WISDOM CT, WACO, TX 76708-6196
Document Number	0000032831
Instrument Date	Sep 28, 2017
Instrument	32831
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5516 WISDOM CT WACO TX 767086196, WACO, TX 76708-6196

Mortgage

Document Number	32832
Date	Oct 3, 2017
Instrument	32832

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$416,080 (+12.27%) Land $58,110 Building $357,970	$416,080 (+12.27%) Land $58,110 Building $357,970
2024	$5,831.00 (+5.27%)
2023		$370,620 Land $58,110 Building $312,510	$370,620 Land $58,110 Building $312,510
2022	$5,539.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50
AMG Technology Investment Group Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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