5516 W Palmer Dr, Banning, CA 92220 Property Records

Riverside County property record for 5516 W Palmer Dr, Banning, CA 92220

Property Summary

Property Type	Condominium
Details	2 bd · 1.75 ba · 1,356 sqft · built 1990
Owner	2 Trust Names on File
Last Sale	$325,000 (Feb 2024)
Tax Bill	$4,517 (2025)
Deeds & Mortgages	Jan 2026 Transfer Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`440-142-030`

Property Details

APN / Parcel Number

Primary APN	`440-142-030`
Alternative APN	`421322030`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,356 sqft Living Area
Gross Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	5516 W PALMER DR
City	BANNING
State	CA
Zip	92220-5148
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA
Legal Description	UNIT 112 CM 069/001 INT IN COM LOTS 5,6,13 TR 22173 MB 178/054
Legal Subdivision	TRACT 22173
Legal Tract	22173
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2028
Census Tract	43812

Owner

5516 W Palmer Dr, a condominium, is owner-occupied and held in a trust since February 2024.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5516 W PALMER DR, BANNING, CA 92220-5148
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Intrafamily Transfer, Transfer
Feb 8, 2024	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 2, 2022	Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Feb 17, 2021	Intrafamily Transfer, Transfer
Oct 9, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2024 · Amount on File
Deed Sale	Feb 8, 2024 · Amount on File
Prior Sale	Sep 2, 2022 · Amount on File
Deed Document Number	202437304
Prior Transfer Date	Dec 31, 2020
Prior Transfer Doc	0000099803
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 7, 2026
Property Address	5516 W PALMER DR, BANNING, CA 92220-5148
Document Number	0000004425
Map Reference	MB 178 PG 54-60
Instrument Date	Jan 5, 2026
Instrument	2026-0004425
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5516 W PALMER DR, BANNING, CA 92220-5148

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 8, 2024
Property Address	5516 W PALMER DR, BANNING, CA 92220-5148
Document Number	0000037304
Map Reference	MB 178 PG 54-60
Instrument Date	Sep 1, 2023
Instrument	2024-0037304
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 W PALMER DR, BANNING, CA 92220-5148

Mortgage

Document Number	0000037305
Date	Feb 8, 2024
Instrument	2024-0037305

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 2, 2022
Property Address	5516 W PALMER DR, BANNING, CA 92220-5148
Document Number	0000382712
Map Reference	MB 178 PG 54-60
Instrument Date	Jun 16, 2022
Instrument	2022-0382712
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 W PALMER DR, BANNING, CA 92220-5148

Mortgage

Document Number	0000382713
Date	Sep 2, 2022
Instrument	2022-0382713

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 17, 2021
Property Address	5516 W PALMER DR, BANNING, CA 92220-5148
Document Number	0000099803
Map Reference	MB 178 PG 54-60
Instrument Date	Dec 31, 2020
Instrument	2021-0099803
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1319 28TH AVE, SAN FRANCISCO, CA 94122-1512

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 9, 2020
Property Address	5516 W PALMER DR, BANNING, CA 92220-5148
Document Number	0000485609
Instrument Date	Oct 2, 2020
Instrument	485609
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$242.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 W PALMER DR BANNING CA 922205148, BANNING, CA 92220-5148

Tax Assessment & Valuation

The 2025 property tax bill for 5516 W Palmer Dr was $4,517.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,130 (+2%) Land $36,414 Building $301,716
2025	$4,517.00 Homeowner's exemption	$331,500 Land $35,700 Building $295,800
2023	$4,607.00 (+3.3%)	$325,000 Land $35,000 Building $290,000
2022	$4,460.00
2021			$237,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5516 W Palmer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5516 W Palmer Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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