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5516 Taverna Loop, Winter Haven, FL 33884 Property Records

Polk County property record for 5516 Taverna Loop, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,129 sqft · built 2025
Lot Size0.103 acres (4,474 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Jan 2026)
Tax Bill$158 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Apr 2025 Sale
Flood ZoneZone X (minimal risk)
APN26-29-15-688506-000760

Property Details

APN / Parcel Number

Primary APN26-29-15-688506-000760
Alternative APN
  • 152926688506000760

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,129 sqft Living Area
Gross Area2,567 sqft
1st Floor Area828 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area4,474 sqft (0.103 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area438 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address5516 TAVERNA LOOP
CityWINTER HAVEN
StateFL
Zip33884-3796
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAMAR PHASE 7 PB 211 PGS 50-57 LOT 76
Legal SubdivisionVILLAMAR PHASE 7
Legal Lot Number76
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4029
Census Tract14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5516 TAVERNA LOOP, WINTER HAVEN, FL 33884-3796
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Special Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Apr 21, 2025Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2026 · Amount on Record
Deed SaleJan 30, 2026 · Amount on Record
Deed Document Number202624671
Deed Book / Page13864 / 1954
Record UpdatedOct 29, 2026

January 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJan 30, 2026
Property Address5516 TAVERNA LOOP, WINTER HAVEN, FL 33884-3796
Document Number0000024671
Book / Page13864 / 1954
Map ReferenceMB 211 PG 50-57
Instrument DateJan 28, 2026
Instrument2026024671
Transaction TypeTransfer
Record UpdatedFeb 11, 2026
Title CompanySUNSTAR TITLE COMPANY LLC, SUNSET PARK TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4065 CRESCENT PARK DR, RIVERVIEW, FL 33578-3605

Transferred To (Grantee/Buyer)

NameVerified Name
Address5516 TAVERNA LOOP, WINTER HAVEN, FL 33884-3796

Mortgage

Document Number0138641959
DateJan 30, 2026
Instrument13864/1959
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate2.99%
Type Change DateApr 1, 2031
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change3.99%
Index1-Year T-Bill
Margin2
Max Rate5%

April 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateApr 21, 2025
Property Address5516 TAVERNA LOOP, WINTER HAVEN, FL 33884
Document Number0000090742
Book / Page13514 / 338
Map ReferenceMB 211 PG 50-57
Instrument DateApr 16, 2025
Instrument2025090742
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$4,690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address346 E CENTRAL AVE, WINTER HAVEN, FL 33880-3046

Transferred To (Grantee/Buyer)

NameVerified Name
Address4065 CRESCENT PARK DR, RIVERVIEW, FL 33578-3605
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,588 (+3,061.72%) Land $50,000 Building $218,588$268,588 (+3,061.72%) Land $50,000 Building $218,588
2025$158.00$8,495 Land $8,495$8,495 Land $8,495

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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