St. Lucie County property record for 5516 Spruce Dr, Fort Pierce, FL 34982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,491 sqft · built 1977 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Dec 2022) |
| Tax Bill | $4,978 (2024) |
| Deeds & Mortgages | May 2023 Mortgage Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3402-610-0095-000-8 |
| Primary APN | 3402-610-0095-000-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,491 sqft Living Area |
| Gross Area | 1,931 sqft |
| 1st Floor Area | 931 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Area | 240 sqft |
| Driveway | Concrete Driveway |
| Porch | Screened Porch |
| Porch Area | 325 sqft |
| Deck Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 38264 |
|---|---|
| Street Address | 5516 SPRUCE DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34982-3861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-4 COUNT |
| Legal Description | INDIAN RIVER ESTATES-UNIT 09- BLK 73 LOT 12 AND N 1/2 OF LOT 13 (MAP 34/11N: 34/12N) |
| Legal Range | 40E |
| Legal Township | 36S |
| Legal Section | 11 |
| Legal Subdivision | INDIAN RIVER ESTATES UNIT 9 |
| Legal Block | 73 |
| Legal Lot Number | 12 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | FORT PIERCE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 381605 |
5516 Spruce Dr is owned by two individuals who bought it in December 2022.
Source: St. Lucie County records, as of March 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 ROUNDWOOD LN, LEVITTOWN, PA 19055-1429 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 4, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage CAROL RINALDO |
| Oct 22, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2022 · Amount on File |
| Deed Sale | Dec 13, 2022 · Amount on File |
| Prior Sale | Feb 4, 2021 · Amount on File |
| Deed Document Number | 20225131989 |
| Deed Book / Page | 4926 / 491 |
| Prior Transfer Date | Feb 22, 2008 |
| Prior Transfer Doc | 0029481027 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 5516 SPRUCE DR, FORT PIERCE, FL 34982-3861 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 64 ROUNDWOOD LN, LEVITTOWN, PA 19055-1429 |
| Document Number | 0049941166 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 4994/1166 |
| Instrument | 5196345 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Dec 13, 2022 |
| Property Address | 5516 SPRUCE DR, FORT PIERCE, FL 34982-3861 |
| Document Number | 0049260491 |
| Book / Page | 4926 / 491 |
| Map Reference | MB 10 PG 74 |
| Instrument Date | Dec 6, 2022 |
| Instrument | 5131989 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2022 |
| Title Company | ADVOCATES T&E PLLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5516 SPRUCE DR, FORT PIERCE, FL 34982-3861 |
| Name | Verified Name |
|---|---|
| Address | 64 ROUNDWOOD LN, LEVITTOWN, PA 19055-1429 |
| Document Number | 0004926493 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 4926/493 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Feb 4, 2021 |
| Property Address | 5516 SPRUCE DR, FORT PIERCE, FL 34982-3861 |
| Document Number | 0045500771 |
| Book / Page | 4550 / 771 |
| Map Reference | MB 10 PG 74 |
| Instrument Date | Jan 27, 2021 |
| Instrument | 4814359 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36 SEASIDE TERRACE, 36, SEBASTIAN, FL 32958 |
| Name | Verified Name |
|---|---|
| Address | 5516 SPRUCE DR, FORT PIERCE, FL 34982-3861 |
| Document Number | 0004550773 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 4550/773 |
| Name | CAROL RINALDO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | Mar 1, 2021 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Oct 22, 2020 |
| Property Address | 5516 SPRUCE DR, FORT PIERCE, FL 34982-3861 |
| Document Number | 0044952709 |
| Book / Page | 004495 / 002709 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 4770744 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 361 SEASIDE TER SEBASTIAN FL 329585533, SEBASTIAN, FL 32958-5533 |
Source: St. Lucie County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $251,800 Land $125,000 Building $126,800 | $251,800 Land $125,000 Building $126,800 | |
| 2024 | $4,978.00 (+1.53%) | ||
| 2023 | $4,903.00 (+12.56%) | $233,300 (+3.09%) Land $103,100 Building $130,200 | $233,300 (+3.09%) Land $103,100 Building $130,200 |
| 2022 | $4,356.00 Homeowner's exemption | $226,300 Land $114,000 Building $112,300 | $226,300 Land $114,000 Building $112,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5516 Spruce Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2005 · Hurricane Katrina Evacuation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5516 Spruce Dr is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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