5516 Macdonald Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 5516 Macdonald Ave, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,636 sqft · built 1941
Lot Size0.102 acres (4,440 sqft)
Owner2 Company Names on File
Tax Bill$2,002 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN501-030-017-5

Property Details

APN / Parcel Number

Primary APN501-030-017-5
Alternative APN
  • 501-030-017

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,636 sqft Living Area
1st Floor Area1,300 sqft
Basement Area336 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1955
Architectural StyleBungalow
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area4,440 sqft (0.102 acres)
Garage TypeAttached
Garage Area258 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5516 MACDONALD AVE
CityEL CERRITO
StateCA
Zip94530-1640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionALTA PUNTA TERRACE LOT 6 BLK 1
Legal SubdivisionALTA PUNTA TERRACE
Legal Block1
Legal Lot Number6
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group3
Census Block3013
Census Tract384000

Owner

5516 Macdonald Ave is owned by a company that acquired it in July 2025.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Company Names on File
Mailing Address5516 MACDONALD AVE, EL CERRITO, CA 94530-1640
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Aug 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF THE WEST

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 7, 2025
Transfer Doc0000069650
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5516 MACDONALD AVE, EL CERRITO, CA 94530-1640
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5516 MACDONALD AVE, EL CERRITO, CA 94530-1640

Mortgage

Document Number0000172140
DateJun 14, 2021
Instrument2021-172140
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5516 MACDONALD AVE, EL CERRITO, CA 94530-1640
Document Number0000149705
Instrument DateAug 8, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN NCS/SANTA ANA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5516 MACDONALD AVE EL CERRITO CA 945301640, EL CERRITO, CA 94530-1640

Mortgage

Document Number0000149705
DateAug 18, 2017
Instrument149705
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 17, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 5516 Macdonald Ave was $2,002.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$71,540 (+2%) Land $27,520 Building $44,020
2025$2,002.00 Homeowner's exemption$70,138 Land $26,981 Building $43,157
2023$1,933.00 (+3.54%) Homeowner's exemption$67,416 Land $25,934 Building $41,482
2022$1,867.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5516 Macdonald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5516 Macdonald Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Etheric Networks, GeoLinks.

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