55154 Spencerville Rd, Callahan, FL 32011 Property Records

Nassau County property record for 55154 Spencerville Rd, Callahan, FL 32011

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,278 sqft · built 2004
Lot Size	10 acres (439,520 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Aug 2019)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-2N-25-0000-0002-0140`

Property Details

APN / Parcel Number

Primary APN	`46-2N-25-0000-0002-0140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,278 sqft Heated Area
1st Floor Area	2,278 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	439,520 sqft (10 acres)
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	55154 SPENCERVILLE RD
City	CALLAHAN
State	FL
Zip	32011-5594
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	IN OR 2298/1471 EX 2-17 2004 FLEET DW/MH ESMT OR 1195/1287
Legal Range	25E
Legal Township	02N
Legal Section	46
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2009
Census Tract	50506

Owner

Source: Nassau County records · APN 46-2N-25-0000-0002-0140

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	55154 SPENCERVILLE RD, CALLAHAN, FL 32011-5594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Feb 15, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Feb 15, 2017 · Amount on Record
Deed Document Number	201945026838
Deed Book / Page	2298 / 1471
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 20, 2019
Property Address	55154 SPENCERVILLE RD, CALLAHAN, FL 32011-5594
Document Number	0022981471
Book / Page	2298 / 1471
Instrument Date	Aug 16, 2019
Instrument	201945026838
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 HODGES BLVD APT 1307, 4090, JACKSONVILLE, FL 32224-4213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55154 SPENCERVILLE RD, CALLAHAN, FL 32011-5594

Mortgage

Document Number	0022981474
Date	Aug 20, 2019
Instrument	2298-1474

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 15, 2017
Property Address	55154 SPENCERVILLE RD, CALLAHAN, FL 32011-5594
Document Number	0021010742
Book / Page	2101 / 0742
Instrument Date	Jan 30, 2017
Instrument	201704766
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	WATSON TITLE SVCS NORTH FL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55042 SUGAR LOAF LN, 55042, CALLAHAN, FL 32011-8568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5154 SPENCERVILLE RD, CALLAHAN, FL 32011

Mortgage

Document Number	0021010744
Date	Feb 15, 2017
Instrument	2101/0744

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00 (+1.56%) Homeowner's exemption	$184,373 (+2.9%)	$355,635 (+16.02%) Land $196,755 Building $158,880
2024	$2,177.00 (+1.78%) Homeowner's exemption	$179,177 (+3%)	$306,526 (+1.73%) Land $161,440 Building $145,086
2023	$2,139.00 (+11.06%) Homeowner's exemption	$173,958 (+3%)	$301,303 (+6.6%) Land $161,440 Building $139,863
2022	$1,926.00 Homeowner's exemption	$168,891	$282,637 Land $181,620 Building $101,017

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	25 / 3

May also be available: Uniti Group, Xfinity.

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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