Wayne County property record for 5515 Ternes St, Dearborn, MI 48126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,205 sqft · built 1939 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,644 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-10-181-03-033 |
| Primary APN | 82-10-181-03-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,205 sqft Living Area |
| 1st Floor Area | 796 sqft |
| Basement Area | 796 sqft |
| Unfinished Basement | 796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 112 ft deep x 40 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5515 TERNES ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48126-4626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 138 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF JOHN FORD SUB |
| Legal Subdivision | JOHN FORD |
| Legal Lot Number | 138 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 573400 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5515 TERNES ST, DEARBORN, MI 48126-4626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 5, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2023 |
| Deed Sale | May 19, 2023 |
| Prior Sale | Jun 16, 2014 · Amount on Record |
| Deed Document Number | 2023155115 |
| Deed Book / Page | 58260 / 1359 |
| Prior Transfer Date | Mar 24, 2023 |
| Prior Transfer Doc | 0582601359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 19, 2023 |
| Property Address | 5515 TERNES ST, DEARBORN, MI 48126-4626 |
| Document Number | 0582601359 |
| Book / Page | 58260 / 1359 |
| Map Reference | LB 44 PG 73 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 2023155115 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5515 TERNES ST, DEARBORN, MI 48126-4626 |
| Name | Verified Name |
|---|---|
| Address | 5515 TERNES ST, DEARBORN, MI 48126-4626 |
| Document Number | 0582601364 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 58260/1364 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Aug 5, 2022 |
| Property Address | 5515 TERNES ST, DEARBORN, MI 48126-4626 |
| Document Number | 0577880652 |
| Book / Page | 57788 / 652 |
| Map Reference | LB 44 PG 73 |
| Instrument Date | Jul 30, 2022 |
| Instrument | 2022257022 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | NOT AVAILABLE, CLIENTFIRST TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5515 TEMES, 5515, DEARBORN, MI 48126 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5515 TERNES ST, DEARBORN, MI 48126-4626 |
| Document Number | 0057788655 |
|---|---|
| Date | Aug 5, 2022 |
| Instrument | 57788/655 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,400 (+4.19%) | $198,800 (+4.19%) | |
| 2025 | $2,644.00 (-16.12%) Homeowner's exemption | $95,400 (+17.63%) | $190,800 (+17.63%) |
| 2023 | $81,100 | $162,200 | |
| 2019 | $3,152.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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