5515 S Stone St, Spokane, WA 99223 Property Records

Spokane County property record for 5515 S Stone St, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,444 sqft · built 1983
Lot Size	0.332 acres (14,444 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Jun 2024)
Tax Bill	$6,574 (2026)
Deeds & Mortgages	Oct 2025 Mortgage May 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`34041.3312`

Property Details

APN / Parcel Number

Primary APN	`34041.3312`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,444 sqft Living Area
Gross Area	4,356 sqft
1st Floor Area	1,360 sqft
Upper Floors Area	1,300 sqft
Basement Area	1,300 sqft
Finished Basement	1,200 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,444 sqft (0.332 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Deck Area	265 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	5515 S STONE ST
City	SPOKANE
State	WA
Zip	99223-6602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	MEENACH CARPENTER ADD L12 B1
Legal Range	43E
Legal Township	24N
Legal Section	04
Legal Subdivision	MEENACH CARPENTER ADD
Legal Block	1
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4016
Census Tract	4900

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5515 S STONE ST, SPOKANE, WA 99223-6602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 22, 2018	Loan Modification, Mortgage · Conventional Mortgage BANNER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2024 · Amount on Record
Deed Sale	Jun 13, 2024 · Amount on Record
Deed Document Number	20247354834
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	5515 S STONE ST, SPOKANE, WA 99223-6602
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5515 S STONE ST, SPOKANE, WA 99223-6602

Mortgage

Document Number	0007448018
Date	Oct 20, 2025
Instrument	7448018

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	5515 S STONE ST, SPOKANE, WA 99223-6602
Document Number	0006709944
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5507 S STONE ST SPOKANE WA 992236601, SPOKANE, WA 99223-6601

Mortgage

Document Number	0006709944
Date	May 22, 2018
Instrument	6709944

Lender

Name	BANNER BK
Type	Bank
Address	SPOKANE, WA 99212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,574.00 (+1.58%)	$606,000 (-7.5%) Land $125,000 Building $481,000	$606,000 (-7.5%) Land $125,000 Building $481,000
2025	$6,472.00 (-2.12%)
2024		$655,100 (+32.79%) Land $95,000 Building $560,100	$655,100 (+32.79%) Land $95,000 Building $560,100
2023	$6,612.00 (+8.52%)	$493,340 Land $86,340 Building $407,000	$493,340 Land $86,340 Building $407,000
2022	$6,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Verizon.

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