4327 E MORNING VISTA LN CAVE CREEK AZ 853313244, CAVE CREEK, AZ 85331-3244
Mortgage
Document Number
0000802213
Date
Aug 28, 2020
Instrument
802213
Lender
Name
ALASKA USA FCU
Type
Credit Union
Address
ANCHORAGE, AK 99519-6613
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Aug 27, 2050
Interest
Rate Type
Adjustable Rate
August 2020: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
MARICOPA AZ
Recording Date
Aug 28, 2020
Property Address
5515 E OCOTILLO RD, CAVE CREEK, AZ 85331-8790
Document Number
0000802211
Instrument Date
Aug 19, 2020
Instrument
20200802211
Transaction Type
Transfer
Record Updated
Dec 21, 2021
Title Company
PIONEER TITLE AGENCY INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Verified / From Affidavit
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
PO BOX 4382, CAVE CREEK, AZ 85327-4382
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
4327 E MORNING VISTA LN, CAVE CREEK, AZ 85331-3244
Mortgage
Document Number
0000802212
Date
Aug 28, 2020
Instrument
20200802212
Lender
Name
NFM LENDING
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2050
Mortgage
Document Number
0000802213
Date
Aug 28, 2020
Instrument
20200802213
Lender
Name
ALASKA USA FCU
Type
Credit Union
Address
ANCHORAGE, AK 99519
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
361 Months
Due
Sep 5, 2050
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
Tax Assessment & Valuation
The 2025 property tax bill for 5515 E Ocotillo Rd was $3,340.
Source: Maricopa County assessment roll, as of January 1, 2025
Property Jurisdictions
Type
Name
State
Arizona
County
Maricopa County
Municipality
Cave Creek Town
Unified School District
Cave Creek Unified District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$102,410
$1,024,100Land $204,800Building $819,300
2025
$3,340.00
2024
$98,070
$980,700Land $196,100Building $784,600
2023
$3,144.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 5515 E Ocotillo Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X moderate risk
500-Year Floodplain
Yes 0.2% annual chance
Nearest Special Flood Hazard Area
Zone AE, within 100 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
5 in force
Nearby Flood Claims
2 (2005–2007)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Jul 2007 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5515 E Ocotillo Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood
0.2% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CAVE CREEK WATER private · serves 5,895 people · EPA ID AZ0407016
Water Source
Surface water
Last State Inspection
Sep 2025
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Organic carbon removal Jul 2019
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless
1,000 / 500
BAM Broadband Fixed Wireless · not low latency
1,000 / 100
Mojo Broadband Fixed Wireless
500 / 100
May also be available: CenturyLink, T-Mobile, Verizon.