5515 Dover St, Oakland, CA 94609 Property Records

Alameda County property record for 5515 Dover St, Oakland, CA 94609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,209 sqft · built 1913
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$702,500 (Jul 2014)
Tax Bill	$12,752 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-1209-3`

Property Details

APN / Parcel Number

Primary APN	`14-1209-3`
Alternative APN	`014-1209-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,209 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,400 sqft (0.101 acres)

Location & Zoning

Street Address	5515 DOVER ST
City	OAKLAND
State	CA
Zip	94609-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: AR: 0014 PAGE: 1209
Legal Subdivision	BOWLES & FITZGERALD
Legal Block	D
Legal Lot Number	132
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3006
Census Tract	400700

Owner

5515 Dover St is owned and occupied by an individual who acquired it in September 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	5515 DOVER ST, OAKLAND, CA 94609-1631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 20, 2021	Quit Claim Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Oct 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2014 · Amount on File
Deed Sale	Jul 25, 2014 · Amount on File
Prior Sale	Dec 18, 2002 · Amount on File
Deed Document Number	2014184642
Last Transfer Date	Sep 15, 2021
Transfer Doc	0000315876
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	5515 DOVER ST, OAKLAND, CA 94609-1631
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5515 DOVER ST, OAKLAND, CA 94609-1631

Mortgage

Document Number	0000152029
Date	Dec 3, 2025
Instrument	2025152029

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2055

Interest

Change Frequency	Monthly

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 20, 2021
Property Address	5515 DOVER ST, OAKLAND, CA 94609-1631
Document Number	0000315876
Map Reference	MB 19 PG 80
Instrument Date	Sep 15, 2021
Instrument	2021315876
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5515 DOVER ST, OAKLAND, CA 94609-1631

Mortgage

Document Number	0000315877
Date	Sep 20, 2021
Instrument	2021315877

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Oct 16, 2020
Property Address	5515 DOVER ST, OAKLAND, CA 94609-1631
Document Number	0000276087
Map Reference	MB 19 PG 80
Instrument Date	Oct 6, 2020
Instrument	2020276087
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5515 DOVER ST, OAKLAND, CA 94609-1631

Mortgage

Document Number	0000276088
Date	Oct 16, 2020
Instrument	2020276088

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5515 Dover St was $12,752.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$861,152 (+2%) Land $258,284 Building $602,868
2025	$12,752.00	$844,271 Land $253,221 Building $591,050
2023	$12,845.00 Homeowner's exemption	$811,492 Land $243,390 Building $568,102	$1,078,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5515 Dover St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5515 Dover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber, Sail Internet.

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