Oakland County property record for 5515 Cheltenham Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,253 sqft · built 1983 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Nov 2017) |
| Tax Bill | $7,143 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-08-156-005 |
| Primary APN | 88-20-08-156-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,253 sqft Living Area |
| 1st Floor Area | 2,253 sqft |
| Basement Area | 2,113 sqft |
| Unfinished Basement | 2,253 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 152 ft deep x 100 ft wide |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 900 sqft |
| Patio Area | 900 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5515 CHELTENHAM DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 8 CHELSEA VILLAGE SUB NO 2 LOT 201 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 8 |
| Legal Subdivision | CHELSEA VILLAGE SUB #2 |
| Legal Lot Number | 201 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 196500 |
Source: Oakland County records · APN 88-20-08-156-005
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5515 CHELTENHAM DR, TROY, MI 48098-2473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Nov 02, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 02, 2017 · Amount on Record |
| Deed Sale | Nov 02, 2017 · Amount on Record |
| Prior Sale | Aug 31, 2015 · Amount on Record |
| Deed Document Number | 2017203635 |
| Deed Book / Page | 51249 / 564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5515 CHELTENHAM DR, TROY, MI 48098-2473 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | NOT AVAILABLE, EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 5615 CHELTENHAM DR, TROY, MI 48098 |
| Document Number | 0000302573 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 57344/71 |
| Instrument | 302573 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5515 CHELTENHAM DR, TROY, MI 48098-2473 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000118731 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 53062/00281 |
| Instrument | 118731 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 02, 2017 |
| Property Address | 5515 CHELTENHAM DR, TROY, MI 48098-2473 |
| Document Number | 0000203635 |
| Book / Page | 51249 / 00564 |
| Map Reference | LB 140 PG 21 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 203635 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,698.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5515 CHELTENHAM DR, 5515, TROY, MI 48098-2473 |
| Name | Verified Name |
|---|---|
| Address | 3510 RIVER OAKS BLVD APT 3010, 3010, ROCHESTER HILLS, MI 48309-2798 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,143.00 (-3.85%) | ||
| 2023 | $448,320 | ||
| 2022 | $7,429.00 | $224,160 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Jan 1985 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 304 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 85,854 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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