5515 45th Ave, Vero Beach, FL 32967 Property Records

Indian River County property record for 5515 45th Ave, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,963 sqft · built 2007
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2020)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-16-00007-0000-00338.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-16-00007-0000-00338.0`
Alternative APN	`45421`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,963 sqft Living Area
1st Floor Area	1,131 sqft
2nd Floor Area	832 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	188 ft deep x 137 ft wide
Garage Area	459 sqft
Driveway	Driveway
Driveway Area	578 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Patio Area	90 sqft
Gazebo	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	45421
Street Address	5515 45TH AVE
City	VERO BEACH
State	FL
Zip	32967-2464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	VEROLAGO PHASE 5 LOT 338 PBI 20-44
Legal Range	39
Legal Township	32
Legal Section	16
Legal Subdivision	VEROLAGO PHASE 5
Legal Phase	5
Legal Lot Number	338
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1011
Census Tract	50811

Owner

5515 45th Ave is owned and occupied by an individual who bought it in September 2020.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5515 45TH AVE, VERO BEACH, FL 32967-2464
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Dec 31, 2007 · Amount on File
Deed Document Number	3120200057669
Deed Book / Page	3342 / 1123
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 28, 2020
Property Address	5515 45TH AVE, VERO BEACH, FL 32967-2464
Document Number	0033421123
Book / Page	3342 / 1123
Map Reference	MB 20 PG 44-49
Instrument Date	Sep 17, 2020
Instrument	3120200057669
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATLANTIC COASTAL LAND TTL CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4597 SW VAN DYKE ST, 4597, PORT ST LUCIE, FL 34953-6778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5515 45TH AVE, VERO BEACH, FL 32967-2464

Mortgage

Document Number	33421125
Date	Sep 28, 2020
Instrument	3342/1125

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5515 45th Ave was $3,015.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,015.00	$225,812	$358,516 Land $46,750 Building $311,766
2023	$2,590.00 (+2.86%)	$213,056 (+3%)	$335,085 (+17.11%) Land $38,250 Building $296,835
2022	$2,518.00	$206,850	$286,121 Land $38,250 Building $247,871

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5515 45th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5515 45th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on 45th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures