5514 Ganges Five Points Rd, Shiloh, OH 44878 Property Records

Richland County property record for 5514 Ganges Five Points Rd, Shiloh, OH 44878

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1900
Lot Size	0.253 acres (11,038 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (Sep 2012)
Tax Bill	$113 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Sep 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-43-171-15-000`

Property Details

APN / Parcel Number

Primary APN	`002-43-171-15-000`
Alternative APN	`01052`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	548 sqft
Attic	Attic
Attic Area	286 sqft
Basement Area	286 sqft
Unfinished Basement	286 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,038 sqft (0.253 acres)
Lot Dimensions	184 ft deep x 60 ft wide
Terrain	Rolling
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	130 sqft
Deck Area	Deck Area
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5514 GANGES FIVE POINTS RD
City	SHILOH
State	OH
Zip	44878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GANGES OL 19 60 X 184
Legal Subdivision	VILLAGE OF GANGES
Jurisdiction	RICHLAND OH
Township / Civil Division	BLOOMINGGROVE
Census Block Group	2
Census Block	2076
Census Tract	2900

Owner

5514 Ganges Five Points Rd is owned by two individuals who bought it in September 2012.

Source: Richland County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5510 GANGES FIVE POINTS RD, SHELBY, OH 44875-9368
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Reverse Mortgage KEY BANK NA
Sep 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Sep 27, 2012	Survivorship Deed, Transfer SOUTHERN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2012 · Amount on File
Deed Sale	Sep 27, 2012 · Amount on File
Prior Sale	Feb 18, 2010 · Amount on File
Deed Document Number	201212132
Deed Book / Page	2167 / 531
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	5514 GANGES FIVE POINTS RD, SHILOH, OH 44878
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02993/4062
Date	Jul 25, 2022
Book Page	2993/4062
Instrument	202200009209

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	10%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	5514 GANGES FIVE POINTS RD, SHILOH, OH 44878
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03018/5380
Date	Sep 5, 2024
Book Page	3018/5380
Instrument	202400008701

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	335 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10%

September 2012: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 27, 2012
Property Address	5514 GANGES FIVE POINTS RD, SHILOH, OH 44878
Document Number	02167/0531
Book / Page	2167 / 0531
Instrument Date	Sep 25, 2012
Instrument	201200012132
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5510 GANGES FIVE POINTS RD, SHELBY, OH 44875-9368
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5514 Ganges Five Points Rd was $113, up 0.9% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Bloominggrove Township
Unified School District	Crestview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$113.00 (+0.89%)	$2,860 Land $1,550 Building $1,310
2024	$112.00
2023	$112.00 (-85.22%)	$2,860 (-83.27%) Land $1,550 Building $1,310	$8,160 Land $4,420 Building $3,740
2022	$758.00	$17,100 Land $1,440 Building $15,660
2020			$48,850 Land $4,120 Building $44,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5514 Ganges Five Points Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5514 Ganges Five Points Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Watch TV.

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