5514 Co Rd 282, Five Points, AL 36855 Property Records

Chambers County property record for 5514 Co Rd 282, Five Points, AL 36855

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,544 sqft · built 2004
Lot Size	14.2 acres (620,730 sqft)
Owner	Individual Name on Record
Last Sale	$16,900,000 (May 2017)
Tax Bill	$848 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01-03-05-0-000-004.007`

Property Details

APN / Parcel Number

Primary APN	`12-01-03-05-0-000-004.007`
Alternative APNs	`0103050000004007` `422800`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	620,730 sqft (14.2 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	422800
Street Address	5514 COUNTY ROAD 282
City	FIVE POINTS
State	AL
Zip	36855-2861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE COR OF SE1/4 OF SW1/4, RUN W258.66', NW'LY1033.45', NW'LY250' TO CO. ROAD 282, NE'LY ALONG ROAD 522.15', SE'LY1114.
Legal Range	28
Legal Township	24
Legal Section	05
Jurisdiction	CHAMBERS AL
Township / Civil Division	FIVE POINTS
Census Block Group	1
Census Block	1023
Census Tract	953800

Owner

Source: Chambers County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5514 COUNTY ROAD 282, FIVE POINTS, AL 36855-2861
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLONY BANK
May 15, 2017	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Deed Document Number	20171860
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMBERS AL
Property Address	5514 COUNTY ROAD 282, FIVE POINTS, AL 36855-2861
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/5118
Date	Dec 22, 2021
Book Page	2021/5118

Lender

Name	COLONY BANK
Type	Bank
Address	FITZGERALD, GA 31750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMBERS AL
Recording Date	May 15, 2017
Property Address	5514 COUNTY ROAD 282, FIVE POINTS, AL 36855-2861
Document Number	0020171860
Instrument Date	May 5, 2017
Instrument	2017 1860
Transaction Type	Transfer
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 COUNTY ROAD 282, FIVE POINTS, AL 36855-2861
Investor	Possibly a Property Investor

Mortgage

Document Number	0020171861
Date	May 15, 2017
Instrument	2017-1861

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Chambers County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chambers County
Unified School District	Chambers County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$848.00 (+7.61%) Homeowner's exemption
2025	$788.00 (+0.13%)	$20,192 (+0.06%) Land $3,410 Building $16,782	$201,920 (+0.05%) Land $34,100 Building $167,820
2024	$787.00 Additional exemption filed	$20,180 (-) Land $3,400 Building $16,780	$201,820 (-) Land $34,020 Building $167,800
2023	$787.00 Additional exemption filed	$20,180 (-) Land $3,400 Building $16,780	$201,820 (-) Land $34,020 Building $167,800
2022	$787.00 Additional exemption filed	$20,180 Land $3,400 Building $16,780	$201,820 Land $34,020 Building $167,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 70% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TEC DSL	10 / 1

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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