5514 Burning Ridge Dr, Monroe, NC 28110 Property Records

Union County property record for 5514 Burning Ridge Dr, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,089 sqft · built 1998
Lot Size0.191 acres (8,320 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Jan 2021)
Tax Bill$1,843 (2025)
Deeds & MortgagesMar 2024 Transfer
Jun 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-069-342

Property Details

APN / Parcel Number

Primary APN07-069-342

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,089 sqft Living Area
Gross Area1,469 sqft
1st Floor Area1,089 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,320 sqft (0.191 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5514 BURNING RIDGE DR
CityMONROE
StateNC
Zip28110-6402
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSF-1 INDIA
Legal Description#11 BRITTANY DOWNS ESTATES OPCE845-846
Legal SubdivisionBRITTANY DOWNS ESTATES
Legal Lot Number11
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group1
Census Block1020
Census Tract20321

Owner

5514 Burning Ridge Dr, a rural home, is owned and occupied by two individuals who acquired it in March 2024.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5514 BURNING RIDGE DR, MONROE, NC 28110-6402
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Intrafamily Transfer, Transfer
Jun 14, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jan 14, 2021Warranty Deed, Transfer · Conventional Mortgage
CERTAINTY HOME LOANS LLC
Nov 23, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2021 · Amount on File
Deed SaleJan 14, 2021 · Amount on File
Prior SaleNov 23, 2020 · Amount on File
Deed Document Number20211899
Deed Book / Page7954 / 1
Last Transfer DateMar 4, 2024
Transfer Doc0008863227
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NC
Recording DateMar 4, 2024
Property Address5514 BURNING RIDGE DR, MONROE, NC 28110-6402
Document Number0008863227
Book / Page8863 / 227
Map ReferenceCAB E FILE 845&846
Instrument DateMar 4, 2024
Instrument4674
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5514 BURNING RIDGE DR, MONROE, NC 28110-6402

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address5514 BURNING RIDGE DR, MONROE, NC 28110-6402

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address5514 BURNING RIDGE DR, MONROE, NC 28110-6402
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5514 BURNING RIDGE DR, MONROE, NC 28110-6402

Mortgage

Document Number0008500385
DateJun 14, 2022
Book Page8500/385
Instrument21258
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record
Term357 Months
DueMar 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJan 14, 2021
Property Address5514 BURNING RIDGE DR, MONROE, NC 28110-6402
Document Number0000079541
Book / Page7954 / 1
Map ReferenceCAB E FILE 845&846
Instrument DateJan 13, 2021
Instrument1899
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$470.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 POST ST FL 11, 1, SAN FRANCISCO, CA 94104-5215

Transferred To (Grantee/Buyer)

NameVerified Name
Address5514 BURNING RIDGE DR, MONROE, NC 28110-6402

Mortgage

Document Number0000001900
DateJan 14, 2021
Instrument1900
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateNov 23, 2020
Property Address5514 BURNING RIDGE DR, MONROE, NC 28110-6402
Document Number7896296
Book / Page007896 / 000296
Instrument DateNov 23, 2020
Instrument48649
Transaction TypeTransfer
Record UpdatedDec 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$396.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,100 (-) Land $63,000 Building $214,100$277,100 (-) Land $63,000 Building $214,100
2025$1,843.00 (+18.52%)$277,100 (+50.68%) Land $63,000 Building $214,100$277,100 (+50.68%) Land $63,000 Building $214,100
2023$1,555.00$183,900 Land $25,800 Building $158,100$183,900 Land $25,800 Building $158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5514 Burning Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimSep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5514 Burning Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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